Uploaded August 2026 | Updated September 2026, 2 weeks ago

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Regular listeners to Money Talks will know that the show has always focused on the personal side of personal finance. Now we’re really putting our money where our mouth is with our new Money Makeover series.

­Financial expert Cian Carolan joins Katie Byrne to apply the actionable advice from Money Talks to real-life circumstances faced by our listeners.

­Today, he focuses on a couple with very different saving styles – and a looming time crisis on their pension pot.

­The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

00:00 - 02:25 Sharing your numbers
02:25 - 03:04 Today’s case, a married couple
03:04 - 06:46 The numbers
06:46 - 07:46 Paying off a mortgage
07:46 - 09:17 Husband has no pension
09:17 - 12:57 Detail of savings
12:57 - 17:00 Physical effect of manual work
17:00 - 19:53 Succession planning
19:53 - 23:04 Saving for a recession
23:04 - 27:36 Recap

For more, visit https://www.independent.ie/.

#Money #Finance #PersonalFinance