Uploaded October 2025 | Updated September 2026, 6 days ago
🗓 Book A Call with Steve: calendly.com/stevekarrasch
💾 DOWNLOAD Our *FREE* Home Buyer's Guide: tinyurl.com/cn6u4sd9
🎙️Follow my weekly real estate podcast youtube.com/c/thetomstoreyshow
*** Start Your Mortgage Application Today***
CITY WIDE Mortgage Services: mtgapp.scarlettnetwork.com/KR_Properties/home
The views expressed in this video are my own and do not constitute mortgage or financial advice. I’m a licensed Realtor, not a mortgage broker. Please consult a qualified professional for personalized advice.
*** Need Home and Property Insurance? ***
Use the company I use! SQUARE ONE:
Tenants, Landlords and Home Owners Save $20 with Square One Insurance using this link: squareone.ca/karrasch?offer_code=KARRASCH
- - -
Most young adult Canadians feel that they are priced out of the real estate market. And yes, home prices are very high, however there are some actionable things you can do right now as a young person starting out to set you up for the best opportunity to get into the housing market.
In today’s video, Surrey REALTOR, Steve Karrasch of Macdonald Realty discusses his top tips to young Canadians on how to best set themselves up financially to save for their first time home.
03:30 FHSA - First Home Savings Account
04:23 TFSA - Tax Free Savings Account
05:50 RRSP - Registered Retirement Savings Plan
06:11 Pay Yourself First
07:00 Fake Rent Strategy
08:32 Save Half of Your Raises
09:20 Cut Car Payments
10:23 Avoid Credit Cards
11:14 Emergency Fund
11:46 Increase Income
12:52 Invest
13:32 Property Expectations
14:33 Avoid Lifestyle Creep
14:45 Track Your Spending
15:44 Mortgage Qualifications
- - -
Are you a REALTOR®? Want to learn how to level up your business?
🎥 Learn how to improve your message with the #1 Real Estate Video Course or my YouTube Course for Real Estate *** videocourselogin.com ***
💵 DISCOUNT CODE: Steve10 💵
🎙 Subscribe To The Tom Storey Show Podcast with Steve and Tom:
YouTube: youtube.com/channel/UCse8VG5r3C9O9S7W6-p5sNg
Spotify: open.spotify.com/show/7wEEPUUhaC8g2CsIwJetbd
Apple Podcast: podcasts.apple.com/ca/podcast/the-tom-storey-show-with-steve-tom/id1627632474
My Video Gear:
Microphone: amzn.to/48o54pR
Interview Microphones: amzn.to/3nzryhx
Over Ear Headphones: amzn.to/3NQvmHz
Studio Lights: amzn.to/3r8uLoY
Ring Light: amzn.to/3BWOaST
Mobile Light: amzn.to/40nlfBO
Wall Mount Boom: amzn.to/3fjtaHq
Teleprompter: amzn.to/4hsRMMX
Teleprompter Screen: amzn.to/3qef54m
Zoom Podcast Recorder: amzn.to/3r8uLoY
Power Supply: amzn.to/3qYpe4o
USBC Hub: amzn.to/3YsFn2E
If you are looking for help or have any questions regarding real estate in Surrey, B.C. or the Fraser Valley, please reach out below using which ever way is most convenient. We also service real estate sales Langley, Delta, White Rock, Abbotsford, Mission, and more Greater Vancouver Cities.
📱 call or text: 604-549-5828
📧 email: steve@krproperties.ca
💻 website: krproperties.ca
⭐️ reviews: tinyurl.com/y3jn689x
🟣 Instagram: instagram.com/karrasch_real_properties
🔵 Facebook: facebook.com/KarraschRealProperties
🏠 listings: krproperties.ca/properties
🔍 search for properties: krproperties.ca/neighbourhoods
The opinions expressed herein are solely that of Steve Karrasch PREC and not Macdonald Realty or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement.
🗓 Book A Call with Steve: calendly.com/stevekarrasch
💾 DOWNLOAD Our *FREE* Home Buyer's Guide: tinyurl.com/cn6u4sd9
🎙️Follow my weekly real estate podcast youtube.com/c/thetomstoreyshow
*** Start Your Mortgage Application Today***
CITY WIDE Mortgage Services: mtgapp.scarlettnetwork.com/KR_Properties/home
The views expressed in this video are my own and do not constitute mortgage or financial advice. I’m a licensed Realtor, not a mortgage broker. Please consult a qualified professional for personalized advice.
*** Need Home and Property Insurance? ***
Use the company I use! SQUARE ONE:
Tenants, Landlords and Home Owners Save $20 with Square One Insurance using this link: squareone.ca/karrasch?offer_code=KARRASCH
- - -
Most young adult Canadians feel that they are priced out of the real estate market. And yes, home prices are very high, however there are some actionable things you can do right now as a young person starting out to set you up for the best opportunity to get into the housing market.
In today’s video, Surrey REALTOR, Steve Karrasch of Macdonald Realty discusses his top tips to young Canadians on how to best set themselves up financially to save for their first time home.
03:30 FHSA - First Home Savings Account
04:23 TFSA - Tax Free Savings Account
05:50 RRSP - Registered Retirement Savings Plan
06:11 Pay Yourself First
07:00 Fake Rent Strategy
08:32 Save Half of Your Raises
09:20 Cut Car Payments
10:23 Avoid Credit Cards
11:14 Emergency Fund
11:46 Increase Income
12:52 Invest
13:32 Property Expectations
14:33 Avoid Lifestyle Creep
14:45 Track Your Spending
15:44 Mortgage Qualifications
- - -
Are you a REALTOR®? Want to learn how to level up your business?
🎥 Learn how to improve your message with the #1 Real Estate Video Course or my YouTube Course for Real Estate *** videocourselogin.com ***
💵 DISCOUNT CODE: Steve10 💵
🎙 Subscribe To The Tom Storey Show Podcast with Steve and Tom:
YouTube: youtube.com/channel/UCse8VG5r3C9O9S7W6-p5sNg
Spotify: open.spotify.com/show/7wEEPUUhaC8g2CsIwJetbd
Apple Podcast: podcasts.apple.com/ca/podcast/the-tom-storey-show-with-steve-tom/id1627632474
My Video Gear:
Microphone: amzn.to/48o54pR
Interview Microphones: amzn.to/3nzryhx
Over Ear Headphones: amzn.to/3NQvmHz
Studio Lights: amzn.to/3r8uLoY
Ring Light: amzn.to/3BWOaST
Mobile Light: amzn.to/40nlfBO
Wall Mount Boom: amzn.to/3fjtaHq
Teleprompter: amzn.to/4hsRMMX
Teleprompter Screen: amzn.to/3qef54m
Zoom Podcast Recorder: amzn.to/3r8uLoY
Power Supply: amzn.to/3qYpe4o
USBC Hub: amzn.to/3YsFn2E
If you are looking for help or have any questions regarding real estate in Surrey, B.C. or the Fraser Valley, please reach out below using which ever way is most convenient. We also service real estate sales Langley, Delta, White Rock, Abbotsford, Mission, and more Greater Vancouver Cities.
📱 call or text: 604-549-5828
📧 email: steve@krproperties.ca
💻 website: krproperties.ca
⭐️ reviews: tinyurl.com/y3jn689x
🟣 Instagram: instagram.com/karrasch_real_properties
🔵 Facebook: facebook.com/KarraschRealProperties
🏠 listings: krproperties.ca/properties
🔍 search for properties: krproperties.ca/neighbourhoods
The opinions expressed herein are solely that of Steve Karrasch PREC and not Macdonald Realty or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement.
