12 Simple Choices for Financial Freedom @PaulMerrimanSoundInvesting
12 Simple Choices for Financial Freedom  @PaulMerrimanSoundInvesting
Uploaded July 2026 | Updated September 2026, 2 weeks ago
One of the great joys of my work today is speaking to people who are just beginning their financial journey.

Last week I had the privilege of spending more than three hours with 89 graduating nurses at Texas A&M University. Together we explored one simple but life-changing idea:

How can a handful of smart financial decisions add millions of dollars to your lifetime financial security?

We talked about turning human capital into financial capital, the power of saving early, evidence-based investing, avoiding costly mistakes, and why financial freedom is built one decision at a time.
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12 Simple Choices for Financial Freedom

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