Uploaded June 2024 | Updated September 2026, 2 weeks ago

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Timestamps:
00:00 Intro
00:35 car payment
01:41 spending
02:51 spending selfishly
04:05 buy don't comsume
06:48 drinking
07:51 spending more
09:00 the wrong discounts
09:54 its rigged
11:10 listen to friends
12:09 5 people

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