The Cashless Envelope Method The Budget Mom 2020-04-20 | Stuffing my cash envelopes has become one of my favorite days of the month, There's something magical about watching the numbers you have written down on your budget turn into physical cash in your hand.With the cash envelope method, people always assume you need cash for it to work. It's true that your money becomes more tangible if you use physical cash, but the method can still work and have the same psychological effect without it.It does take a little more self-control to use the envelope system budget without cash, but once you have your system perfected, it gets easier to manage.➡️ SHIP-TO-YOUR-DOOR SPENDING TRACKERS: bit.ly/3eumXqF➡️ PRINTABLE SPENDING TRACKERS: bit.ly/2XQY8iC➡️ HOW TO USE THE CASH ENVELOPE METHOD WITHOUT CASH: bit.ly/3bsU6Be➡️ MY FILOFAX WALLET (Affiliate Link): bit.ly/2w4u5s9ABOUT MEI'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHz➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n
Money Morning Routine | Preparing for Vacation + Spending The Budget Mom 2024-10-11 | Money Morning Routine - October 11, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comThis will be my last money morning routine until I return from vacation on October 22!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: Money Morning Routine - October 7, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMonday is the day I get caught up with finances from over the weekend. I have a plan for vacation spending and I was able to get caught up with tracking my spending!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: 6CP0KZRBV6PT9TOA
Money Morning Routine | Realistic Budgeting The Budget Mom 2024-10-10 | Money Morning Routine - October 10, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comRemember, your budget journey won't be constant celebrations. Stay consistent!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: Money Morning Routine - October 7, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMonday is the day I get caught up with finances from over the weekend. I have a plan for vacation spending and I was able to get caught up with tracking my spending!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: WOUOLREIQ5YUGVUN
Money Morning Routine | Lashes + Cash Envelope Method The Budget Mom 2024-10-09 | Money Morning Routine - October 9, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comI decided to get my lashes back on for a couple of vacations we have planned in the final months of 2024. I love that I don't have to bring my mascara or worry about it dripping down my face when I get in the pool.In this video, I document how I paid for my lashes when it wasn't in my budget.I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: Money Morning Routine - October 7, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMonday is the day I get caught up with finances from over the weekend. I have a plan for vacation spending and I was able to get caught up with tracking my spending!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: J7S33KLJC5O5RD42
Money Morning Routine | Cash Envelope Breakdown The Budget Mom 2024-10-08 | Money Morning Routine - October 8, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comToday, I am working ahead and filling out my cash envelope breakdown for November!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: Money Morning Routine - October 7, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMonday is the day I get caught up with finances from over the weekend. I have a plan for vacation spending and I was able to get caught up with tracking my spending!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: QBMVJXWTFTQGR50M
Money Morning Routine | Vacation Budget + Spending The Budget Mom 2024-10-07 | Money Morning Routine - October 7, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMonday is the day I get caught up with finances from over the weekend. I have a plan for vacation spending and I was able to get caught up with tracking my spending!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: QBMVJXWTFTQGR50M
Money Morning Routine | Grocery Haul + Spending Update The Budget Mom 2024-10-04 | Money Morning Routine - October 4, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comMy first Fred Meyer grocery haul of the month! Hopefully, I can get back to meal planning in October and be more consistent with eating at home!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: YT1URJOOVC3LJAOU
Money Morning Routine | A Savings Plan for 2025 The Budget Mom 2024-10-03 | Money Morning Routine - October 3, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comIt's so important to plan ahead when it comes to your savings goals! Trust me, you will feel so much better when you know exactly where your money needs to go!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ HALLOWEEN PDF CASH ENVELOPES: bit.ly/3zAG2a6➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: AJHRWSHL8OYHJCQU
11: Mastering Emotional Spending with Paige Pritchard The Budget Mom 2024-10-02 | LISTEN TO THE PODCAST:➡️ SPOTIFY: open.spotify.com/show/0u0GoMx2Biot0w6AIEXnes?si=25377e83e53b446a➡️ APPLE PODCASTS: podcasts.apple.com/us/podcast/the-miko-love-podcast/id1757162167➡️ WEBSITE: mikolovepodcast.comIn this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion and understanding.IMPACTFUL QUOTES➡️ "Emotional spending will always be part of our lives."➡️ "100% of the spending that you do is emotional spending."➡️ "Boredom is probably the most common trigger."EPISODE CHAPTERS00:00 Understanding Emotional Spending02:59 Identifying Triggers for Overspending05:47 Environmental and Internal Triggers09:01 The Role of Awareness in Spending12:10 The Three A's of Managing Spending14:57 Creating Healthy Spending Habits18:13 The Impact of Instant Gratification21:03 Delayed Gratification vs. Impulse Buying24:09 The Influence of Social Media on Spending26:55 Finding Balance in SpendingABOUT PAIGEPaige Pritchard is a spending coach who helps women overcome impulse shopping and overspending. After struggling with her own spending habits and blowing through her $60,000 salary at 22, she turned her finances around by paying off $40,000 in student debt, cash flowing her MBA, and building a six-figure investment portfolio by 29. A certified life coach since 2020, Paige now coaches thousands of women through her podcast, The Money Love Podcast, and her group coaching membership, Overcoming Overspending. Her work has been featured in NBC News, The Washington Post, BuzzFeed, and more.You can learn more from Paige:➡️ Instagram: @overcoming_overspending➡️ Podcast: The Money Love Podcast➡️ Free Masterclass: Why You Impulse Shop & How To Stop➡️ Work with Paige: Overcoming Overspending MembershipABOUT KUMIKOKumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.➡️ WEBSITE: thebudgetmom.com➡️ GET THE BOOK: thebudgetmom.com/mymoneymyway➡️ PINE MANOR NATURALS: instagram.com/pinemanornaturalsThank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Payday Budget Routine The Budget Mom 2024-10-02 | Money Morning Routine - October 2, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comThis will always be my payday routine. I have been taking the same steps every time I get paid for YEARS, and it's a system that gives me complete peace of mind. I know everything is taken care of and it allows me to not worry or think about my finances for the rest of the month.I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: JGQIWL7D77ONJTZT
Money Morning Routine | Closing Out September Budget The Budget Mom 2024-10-01 | Money Morning Routine - October 1, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comWelcome to a new month and a fresh start! I closed out my budget for September, which means I am also prepared to start my new tracking period for October!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: CR7MMKPQLFXUQHOE
Money Morning Routine | Weekend Spending Update The Budget Mom 2024-09-30 | Money Morning Routine - September 30, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comTomorrow, I close out my September budget! The first step is getting my expense trackers fully updated and figuring out what I want to do with any cash that I have left in my envelopes.I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: Q537XGOQAMDSN4VR
Money Morning Routine | Christmas Savings Goal Update The Budget Mom 2024-09-27 | Money Morning Routine - September 27, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comI think I can hit my Christmas savings goal by the end of this month! I also think that using any leftover cash from variable spending envelopes is a great idea!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: BWWSJVDQFY0YYXB2
Money Morning Routine | Christmas Savings + Cash Envelopes The Budget Mom 2024-09-26 | Money Morning Routine - September 26, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comI am trying my hardest to be fully prepared for October, November, and December BEFORE my tips come up! I also just booked another AMAZING trip in August 2025 that I will reveal soon!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: HFBCXAM6LLMFVQQS
EPISODE 10: Why Sourdough? Exploring the Trend that’s Taking Over Kitchens with Andra Stefanescu The Budget Mom 2024-09-25 | LISTEN TO THE PODCAST:➡️ SPOTIFY: open.spotify.com/show/0u0GoMx2Biot0w6AIEXnes?si=25377e83e53b446a➡️ APPLE PODCASTS: podcasts.apple.com/us/podcast/the-miko-love-podcast/id1757162167➡️ WEBSITE: mikolovepodcast.comIn this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic.Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.IMPACTFUL QUOTES➡️ "Anyone can make great sourdough bread at home!"EPISODE CHAPTERS00:00 Kumiko's Sourdough Journey05:50 The Rise of Sourdough During COVID12:00 Health Benefits of Sourdough18:08 Getting Started with Sourdough23:57 Essential Tools and Ingredients30:02 Achieving the Perfect Crust and Crumb36:10 Using Sourdough Discard 41:49 The Mental Benefits of Sourdough BakingABOUT ANDRAAndra Stefanescu is a self taught sourdough home baker, passionate not only about making bread, but also about helping others get on the sourdough journey or improve their bakes.She's been making sourdough bread for 5 years, as nothing quite compares to it. It's the joy of a fresh warm loaf of bread and sharing it with others, controlling what goes in, the health benefits, but also the therapeutic effect of handling dough. And above all, it's fascinating how with just three ingredients, water, flour and salt, you can make the most delicious bread at home.You can learn more from Andra:➡️ ONLINE SOURDOUGH CLASSES: sourdoughexplained.com/product-category/online-sourdough-bread-courses➡️ ONE TO ONE COACHING: sourdoughexplained.com/product/one-to-one-sourdough-coaching-session➡️ FOLLOW ON INSTAGRAM: instagram.com/sourdough_explainedABOUT KUMIKOKumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.➡️ WEBSITE: thebudgetmom.com➡️ GET THE BOOK: thebudgetmom.com/mymoneymyway➡️ PINE MANOR NATURALS: instagram.com/pinemanornaturalsThank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Preparing My Finances for 2025 The Budget Mom 2024-09-25 | Money Morning Routine - September 25, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comI am so excited to start the new year, I am already preparing!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: PJWLDOJ5DPY2PEAB
Money Morning Routine | October Paycheck Budget The Budget Mom 2024-09-24 | Money Morning Routine - September 24, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comA budget gives you permission to spend money on the things YOU value. I show an expense I was not planning, but was SUPER expensive. Also, I do a small breakdown of my October budget!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: CBIFDOUXIRXDF3KQ
Money Morning Routine | Save The Change Savings Challenge The Budget Mom 2024-09-23 | Money Morning Routine - September 23, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comDo you ever wonder what I do with all of my change? As a cash spender, you do accumulate a lot! Here's what I do with mine!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: CBIFDOUXIRXDF3KQ
Strategizing My Savings: Reaching Goals And Treating Myself! The Budget Mom 2024-09-21 | Come along with me as I stuff all of my September envelopes, from my variable cash envelope to my different savings goals.For the past 10 years, I've been spending in cash. I keep money in my checking account to pay my monthly bills, but I like to spend in cash for my variable expenses, such as groceries, pets, household, beauty, misc., etc.Spending in cash allows me to see the immediate consequences of my spending. Not only that, but saving in cash keeps me motivated to keep saving. Remember, SMALL AMOUNTS ADD UP!CHAPTERS00:00 Introduction00:43 Stuffing my wallet02:40 Stuffing my sinking funds05:50 Stuffing my 100 Envelope Challenge➡️ GET THE SAVINGS VISUAL TRACKERS & ENVELOPES: bit.ly/4f3tS9w➡️ GET THE WALLET I USE: bit.ly/3yalzYJ➡️ GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj➡️ FINDING YOUR WHY: bit.ly/3aJUryj➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxFABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHz➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9nSoundstripe License: JNSSRW328EQ07KBK
Money Morning Routine | Planning Ahead Budget Edition The Budget Mom 2024-09-20 | Money Morning Routine - September 20, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comToday, I am sharing my plan to prepare for my busiest travel months this year. They are coming up and I have plan! The goal, to not have to THINK or WORRY about money while I am away!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: CBIFDOUXIRXDF3KQ
Money Morning Routine | Actual VS. Budget Spending The Budget Mom 2024-09-19 | Money Morning Routine - September 19, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comI added a lot to my $5 Challenge jar, and I made an announcement about what BBP I am using going into the new year! I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: RFLVNWG6PF99Q2TA
Money Morning Routine | Budget By Paycheck The Budget Mom 2024-09-18 | Money Morning Routine - September 18, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comToday, I updated my checking account spending and I talk more about my utility bill, cause it's expensive!MORE ON COMFORT LEVEL BILLING FOR YOUR UTILITIESinstagram.com/p/CIq7nUnnE9H/?utm_source=ig_web_copy_linkI also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.➡️ Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFM➡️ Ally High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: FPII1L9CZRYGJBIK
EPISODE 09: The Truth About Running | Expert Insights with Rhandi Orme The Budget Mom 2024-09-18 | LISTEN TO THE PODCAST:➡️ SPOTIFY: open.spotify.com/show/0u0GoMx2Biot0w6AIEXnes?si=25377e83e53b446a➡️ APPLE PODCASTS: podcasts.apple.com/us/podcast/the-miko-love-podcast/id1757162167➡️ WEBSITE: mikolovepodcast.comIn this episode of the Miko Love Podcast, host Kumiko Love interviews Rhandi Orme, an accomplished ultra marathon runner and coach. They discuss Rhandi's inspiring journey in running, the emotional connections to the sport, and the importance of mental toughness.Kumiko shares her own running experiences and goals, including her transition from casual running to preparing for her first marathon and aspirations for ultra marathons.The conversation also touches on balancing running with life commitments, nutrition for endurance athletes, and the challenges faced during Rhandi's participation in the reality show Race to Survive New Zealand. The episode concludes with a powerful message about the transformative impact of running on personal growth and emotional healing.IMPACTFUL QUOTES➡️ "You don't need to be fast or go far to be a runner."KEY TAKEAWAYS➡️ Consistency is key when starting a running journey.➡️ It's okay to walk during a race; it doesn't make you less of a runner.➡️ Nutrition plays a crucial role in endurance training.EPISODE CHAPTERS00:00 Introduction and Personal Running Journeys03:00 The Emotional Connection to Running05:51 Overcoming Mental Barriers in Running10:11 The Importance of Consistency and Coaching13:59 Navigating Race Day Challenges16:51 The Role of Nutrition in Endurance Running21:11 Mental Toughness and Endurance Training25:00 Balancing Family Life and Running30:10 Transitioning from Marathon to Ultra Marathon33:56 Experiences from Race to Survive New ZealandABOUT RHANDIRhandi Orme is a dedicated running coach and personal trainer with over 21 years of experience, residing in Northern Utah with her husband and five kids. As an ultra marathon champion and accomplished athlete, Rhandi has set impressive personal records, including a 1:23 half marathon, a 3:03 marathon, and an 18-hour 100-miler. She’s also an ironman triathlete and mountaineer.Beyond her athletic achievements, Rhandi was a cast member on the hit USA Network TV show "Race to Survive New Zealand." When she’s not coaching or running, you can find her enjoying the outdoors with her family, cooking, baking, or diving into a good book.Check out Rhandi’s website for more details on her coaching program, where she helps runners of all levels achieve their personal bests and conquer new challenges!You can learn more about her work and find more of her tips at ➡️ WEBSITE: rhandi.com➡️ INSTAGRAM: instagram.com/run_rhandi_runABOUT KUMIKOKumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.➡️ WEBSITE: thebudgetmom.com➡️ GET THE BOOK: thebudgetmom.com/mymoneymyway➡️ PINE MANOR NATURALS: instagram.com/pinemanornaturalsThank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Food Cash Spending Update The Budget Mom 2024-09-17 | Money Morning Routine - September 17, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comToday, I was able to update my cash spending expense tracker and cash envelope! It's also always a fun day when I can contribute to my $5 Challenge!I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: FSQ5ASBGYUTJ6SAB
Money Morning Routine | PREORDER THE BUDGET BY PAYCHECK WORKBOOK! The Budget Mom 2024-09-16 | Money Morning Routine - September 16, 2024➡️ PREORDER THE BUDGET BY PAYCHECK WORKBOOK: budgetbypaycheck.comHappy Monday! Today, I am sharing what sinking fund I unexpectedly used over the weekend and talk about the preorder launch of the Budget By Paycheck Workbook! I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: EJG6SBXFCDIDTQPI
EPISODE 3: Empowering Women in Salary Negotiations: Practical Advice from Fotini Iconomopoulos The Budget Mom 2024-09-13 | Kumiko discusses the challenges of increasing income for single moms and the importance of negotiation with Fotini Iconomopoulos, the negotiator. Fotini shares her background and negotiation strategies, emphasizing the 'say less' mentality. She provides valuable advice on preparing for salary negotiations and the significance of nonverbal communication in negotiation settings. In this conversation, Fotini Iconomopoulos shares valuable insights on negotiation skills, body language, and self-advocacy. She emphasizes the importance of confidence, preparation, and strategic communication in negotiation scenarios. Fotini also provides practical exercises and advice for women in salary negotiations. The conversation concludes with information on where to find Fotini's book and additional resources.IMPACTFUL QUOTES➡️ "Take that power pose and you will get a lot more."➡️ "The two most powerful words in negotiation are 'based on'.'"➡️ "I want you to psych yourself up instead of psyching yourself out."EPISODE CHAPTERS00:00 Introduction to Negotiation and Personal Advocacy06:35 The Art of Negotiating a Raise14:06 Preparing for Salary Negotiations22:30 The Role of Nonverbal Communication30:11 Handling Rejection in Negotiations35:23 Specific Advice for Women in Negotiation41:26 Success Stories and Building Confidence44:39 Exercises to Improve Negotiation SkillsABOUT FOTINIBest-selling author of HarperCollins’ “Say Less, Get More: Unconventional Negotiation Techniques to Get What You Want” Fotini Iconomopoulos is the person Fortune 50 executives call into to help with their high stakes negotiations or to empower their teams through her intensive workshops on negotiation, communication and persuasion.Fotini occasionally returns to the classroom as an instructor of MBA Negotiations at the Schulich (SHOE-lick) School of Business at York University in Toronto. She’s a regular media guest on outlets including CBC, Forbes and Harvard Business Review, she’s been recognized with a number of awards including a Top 40 under 40 award.You can learn more about her work and find more of her tips at ➡️ WEBSITE: www.fotiniicon.com➡️BOOK: fotiniicon.com/the-bookAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.➡️ WEBSITE: thebudgetmom.com➡️ GET THE BOOK: thebudgetmom.com/mymoneymyway➡️ PINE MANOR NATURALS: instagram.com/pinemanornaturalsThank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Spending Trends + Budget Prep The Budget Mom 2024-09-13 | Money Morning Routine - September 13, 2024Happy Friday! Today, I accomplished a lot for my financial routine! Looking ahead and preparing in the ways that you can will bring you so much peace of mind.I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: TQ5EVY7DDZNIFSIZ
Money Morning Routine | Looking Ahead + Making Budget Changes The Budget Mom 2024-09-12 | Money Morning Routine - September 12, 2024Today, I am looking ahead and writing down notes for any changes I want to make to my October budget!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: YRZK4XG5GM9XSNW8
Money Morning Routine | The Budget Maintain Phase The Budget Mom 2024-09-11 | Money Morning Routine - September 11, 2024Luckily, I didn't spend too much money yesterday and I started filling out my September monthly meal plan calendar, which I am counting as a WIN!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings Account: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: 76JEDIIZX4KMX80P
Money Morning Routine | Meal Plan + Spending The Budget Mom 2024-09-10 | Money Morning Routine - September 10, 2024I am on a mission to create a food plan by the end of the day! Also, I show how I still get some of the benefits of the cash envelope method WITHOUT using cash!Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.Fetch: referral.fetch.com/vvv3/referralemail?code=WVQFMAlly High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: ZGQL4IGH4SZYNYYH
Money Morning Routine | Cash Spending Update The Budget Mom 2024-09-09 | Money Morning Routine - September 9, 2024Happy Monday! I am updating my spending from over the weekend and trying to get my meal planning completed!Ally High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: KYILBELH6WVXACRU
Money Morning Routine | SNEAK PEEK Savings Challenges The Budget Mom 2024-09-06 | Money Morning Routine - September 6, 2024Today, I am giving a sneak peek for a brand new product that has not been released yet! Like always, I am trying to figure out when I want to start using it in my life!Rakuten: thebudgetmom.com/go/ebatesAlly High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: WUZGOMQTO5FH4UTU
EPISODE 2: Cleaning up the Grief Process With Danielle Remigio The Budget Mom 2024-09-05 | In this conversation, Kumiko interviews Danielle Remigio about grief and loss, sharing their personal experiences of losing their parents and the challenges they faced. Inspired by Danielle's TEDx talk, 'Cleaning Up the Grief Process,' they discuss grief clutter and the importance of creating space for grief.The conversation highlights the need for open communication, empathy, and support when dealing with grief. They explore acknowledging and accepting grief, the role of support from loved ones, unexpected emotions, and the impact of milestones. They also offer advice for those navigating the grieving process. IMPACTUFL QUOTES➡️"I need to not stay silent and try to bottle it all up because other people don't know how to react."➡️"Grief is not something that is linear"ABOUT DANIELLE Danielle Remigio (she|her) is a Boston, MA based higher education administrator with a background in psychology, crisis response, and college student development.After losing both her parents within 18 months in 2016/17, she turned her personal focus to understanding her own grief and created a TEDxTalk called CLEANing Up the Grief Process to help others understand their grief and how to help others through difficult times. Her professional motto is "Analyze, Individualize, Empathize". Through empathy, intentionality, and a good plan, we can help one another through the darkness. DANIELLE'S LINKS & RESOURCESTo connect with Danielle, follow her at @dl_remigio on Instagram➡️ instagram.com/dl_remigioor on her Linkedin➡️ linkedin.com/in/dlynremigiofor information on how to work with her for training, speaking, or writing engagements. About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.➡️ WEBSITE: thebudgetmom.com➡️ GET THE BOOK: thebudgetmom.com/mymoneymyway➡️ PINE MANOR NATURALS: instagram.com/pinemanornaturalsThank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Eating Out + Vet Bill Update The Budget Mom 2024-09-05 | Money Morning Routine - September 5, 2024Thankfully, yesterday's vet visit didn't drain all of my savings! Today, is break down the vet bill and get updated with my spending!Ally High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: WUZGOMQTO5FH4UTU
Money Morning Routine | Vet Expenses & Spending Update The Budget Mom 2024-09-04 | Money Morning Routine - September 4, 2024More animals on the homestead means more expenses. Today, I dropped my son off for his first day of 7th grade with a goat in the back of our car!Ally High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: FH2LHN2DUVD7ZH1P
Money Morning Routine | Payday Routine + New Paycheck The Budget Mom 2024-09-03 | Money Morning Routine - September 3, 2024Welcome to September! I am a little behind on my usual tasks but I am still moving forward. Today, I tackled transfer money to my different savings accounts.Ally High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: O7DANYFQRURJRBG7
Unveiling The Budget By Paycheck Workbook: The Ultimate Budgeting Tool! The Budget Mom 2024-08-31 | I am SO excited to share this video going over all of the new changes in the Budget by Paycheck Workbook, available to preorder starting at 8am PST on September 16th, 2024. We will be offering a brand new SMALL SIZE this year (with binding 8 3/4 inches wide X 9 1/2 inches tall), which will be $44. Our full size (with binding 10 inches wide x 11 inches tall) will be $48.Preorders will begin on SEPTEMBER 16TH, 2024, at 8:00 AM. For the first THREE days of preorders, all preorders will receive a FREE set of TBM Teller Sticky Notes.You can preorder at BUDGETBYPAYCHECK.COMCHAPTERS:00:00 Introduction02:55 Small VS. Full-Size03:57 Main Cover Design04:28 New Changeable Cover Designs04:39 NEW! Reinforced Changeable Covers05:30 Changes to Front Pages10:10 Changes to Monthly Pages16:19 Conclusion➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj➡️ FINDING YOUR WHY: bit.ly/3aJUryj➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxFABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundcloud License:BGTB0PPAAF8GHQBZ
August 2024 Budget Recap | Budget By Paycheck The Budget Mom 2024-08-30 | Not only do I show where my dollars went, but I also discuss if I stuck to my budget limits.What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.➡️ BUDGET WORKBOOK: bit.ly/3T8Rv73➡️ TBM PEN SET: bit.ly/4g0nkc5➡️ CASH TELLER SLIPS: bit.ly/4dIVVdb➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: PRE7HTWJDBZNH9FH
EPISODE 6: From Surgery to Strength - Navigating C-Section Recovery with Nicole Alfred The Budget Mom 2024-08-29 | mikolovepodcast.comIn this episode of The Miko Love Podcast, Kumiko Love chats with C-section recovery specialist Nicole Alfred.Nicole opens up about her personal journey, emphasizing the importance of scar massage, proper postpartum care, and the challenges of both physical and emotional recovery.They also tackle societal pressures to "bounce back" after childbirth and highlight the significance of self-care and mental well-being. Nicole offers valuable tips on preparing for a C-section, creating a birth prep ritual, and shares resources to support C-section recovery.IMPACTFUL QUOTES"When you learn to accept and process what you've been through, you don't look at your body as a failure. You look at it as a powerful tool that helped to bring this baby earth side."ABOUT NICOLE ALFREDNicole Alfred is a cesarean recovery coach, registered massage therapist, and mother of three. She has given birth three times by C-section: one emergent and traumatic, the other two empowered and planned.Her different experiences opened her eyes to the lack of support mothers receive post-operatively. Nicole sees a need for much more emotional and physical attention. Nicole believes there are important steps that new mothers need to take, beginning immediately after surgery and continuing through the first 12 weeks postpartum, to optimize their recovery.These steps include restoring normal function with everyday movements, wound & scar healing, core muscle system recovery, and connecting with the incision scar to facilitate emotional processing and healing.Get her FREE Belly Shelf Guide or go to her website!Free Belly Shelf Guide: csectionrecoverymethod.com/bellyshelfguideWebsite: csectionrecoverymethod.com/starthere-7960ABOUT KUMIKOKumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.Thank you for being a part of our community!Contact The Miko Love PodcastFollow me on Instagram @mikolovepodcastEmail me at kumiko@mikolovepodcast.comThanks for listening & keep feeding your curiosity!
Money Morning Routine | Cash Envelope Breakdown The Budget Mom 2024-08-29 | Money Morning Routine - August 29, 2024Join me in prepping my September Budget as I discuss the Cash Envelope Breakdown inside of the Budget by Paycheck Workbook.➡️ BUDGET WORKBOOK: bit.ly/3T8Rv73➡️ TBM PEN SET: bit.ly/4g0nkc5➡️ CASH TELLER SLIPS: bit.ly/4dIVVdb➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: W2T0MD6UITDMWDLT
Money Morning Routine | Budget Workbook Delivery The Budget Mom 2024-08-28 | Money Morning Routine - August 28, 2024It's an exciting day! Come along with me as we get the first 40,000 pound shipment of Budget By Paycheck Workbooks at the TBM warehouse!➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: ENSRUAVTE60NGGWT
Money Morning Routine | Spending Tracker + Budget Prep The Budget Mom 2024-08-27 | Money Morning Routine - August 27, 2024I'm back after taking yesterday off due to not feeling well! I'm gearing up to close out my budget on Friday!➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: 3ZBTVYBE9B1YPCPZ
Money Morning Routine | Cash Envelopes + Back-To-School The Budget Mom 2024-08-23 | Money Morning Routine - August 23, 2024Today, I show how I make my PDF printable cash envelopes and share how much I spent on James's back-to-school clothing haul! Ally High-Yield Savings: ally.com/referral?code=2D5G9G4C5Q➡️ GARDEN PDF CASH ENVELOPES: bit.ly/4cG3uQH➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: WHSMJJP7VAW33KAJ
Money Morning Routine | Actual VS. Budget Spending The Budget Mom 2024-08-22 | Money Morning Routine - August 22, 2024Another day of maintaining and REAL (and totally embarrassing) spending!➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: LDNZP6XK9CO4EFPK
Money Morning Routine | Budget Categories The Budget Mom 2024-08-21 | Money Morning Routine - August 21, 2024When creating your budget categories, they need to include fixed and variable spending. The cash envelope method is ONLY used for variable spending.Today, I share my budget categories, what's included in each, and how I determine my category limits.➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: YGFTIOAE7X6XQIW2
Money Morning Routine | Tracking Spending + Savings Challenge The Budget Mom 2024-08-20 | Money Morning Routine - August 20, 2024I can't wait to bust open my $5 Savings Challenge jar! I will be using it for our family vacation to Hawaii in April 2025!I made big decisions about what workbook I am going to use starting in September!➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: KWUWRCGU3NRTWGYP
Money Morning Routine | Budget Routine The Budget Mom 2024-08-19 | Money Morning Routine - August 16, 2024I know I will be getting a ton of questions about the new Budget By Paycheck Workbooks! We start preorders on September 16 and will start shipping on October 16! I will be doing a completely separate YouTube video going over the new workbooks shortly!➡️ FREE RESOURCE LIBRARY: freeresources.thebudgetmom.com➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: KQF4LGOXMA6OPTSR
Money Morning Routine | Cheap VS Frugal The Budget Mom 2024-08-16 | Money Morning Routine - August 16, 2024Frugality is about making thoughtful, intentional choices to maximize value. A frugal person considers the long-term benefits and costs of a purchase, prioritizing quality over the lowest price.This mindset leads to decisions that may involve spending more upfront but result in greater savings and satisfaction over time. Frugality is about finding the best balance between cost, quality, and necessity, ensuring that every dollar spent is done so wisely.I always try to align my spending with what truly matters to me. It’s about making choices that reflect your core beliefs and bring genuine satisfaction, rather than simply saving money for the sake of it.Purchasing things that genuinely enhance your life is the goal!Cheapness, on the other hand, often focuses solely on the immediate cost, regardless of other factors like quality or longevity. A cheap person might opt for the lowest-priced item, even if it means sacrificing durability or effectiveness. This approach can lead to more frequent replacements, higher long-term costs, and less satisfaction. For instance, buying the cheapest kitchen appliance might save money upfront, but if it breaks down quickly or doesn’t perform well, it can result in frustration and additional expenses.True value and savings are not found in the lowest price tag but in the best combination of quality, longevity, and cost. A frugal mindset recognizes that a well-made product or service might have a higher initial cost but will provide greater overall value. By focusing on quality over quantity, frugal individuals avoid the false economy of cheapness and instead make purchases that serve them well in the long run.➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: YLAECFWCVBJLJLHC
Money Morning Routine | Costco + Budget Calendar The Budget Mom 2024-08-15 | Money Morning Routine - August 15, 2024We did a big Costco run yesterday, and I share how I am going to be paying for upcoming events in September on my budget calendar!➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: PMROQPPCWEBYDD1M
Money Morning Routine | Gift Cards + Realistic Budget The Budget Mom 2024-08-14 | Money Morning Routine - August 14, 2024This is your reminder to see what gift cards you have and USE THEM!➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: EGAPDRWYED3N7ZKQ
Money Morning Routine | Vacation Budget + Dinner The Budget Mom 2024-08-13 | Money Morning Routine - August 13, 2024Another day of maintaining a realistic WORKING budget in my life. Even though I didn't do a ton of work in my BBP Workbook, I feel like I have accomplished a lot!➡️ A5 SAVINGS BINDER: amzn.to/3QRF1Q7➡️$5 SAVINGS JAR: amzn.to/4cowsEh➡️MY WALLET: bit.ly/3yalzYJ➡️GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE bit.ly/2CR7U9n➡️TAKE THE ULTIMATE BUDGET COURSE: courses.thebudgetmom.com/p/building-blocks-of-budgetingABOUT MEKumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.YOU CAN FIND ME AT:📝 BLOG: thebudgetmom.com📘 FACEBOOK: facebook.com/thebudgetmom📸 INSTAGRAM: instagram.com/thebudgetmom📌 PINTEREST: pinterest.com/thebudgetmomGET STARTED➡️Start Here: thebudgetmom.com/start-here➡️Free Email Course: bit.ly/2UYgNFf➡️Free Resources: bit.ly/2PDmTHzSoundstripe License: 5TIXGHUB4AFMBXGL
