30 Brutal Business Truths I Wish I Knew In My 20s Charlie Chang 2026-09-22 | 30 Brutal Business Truths I Wish I Knew In My 20s
5 Best E-Commerce Store Builders 2024 - How to Build an Online Store FAST! Charlie Chang 2024-10-18 | ✅ Exclusive links for special discounts on the best e-commerce store builders (only available to my audience): HUGE SALE! Build and host your WooCommerce store for $3/month with Hostinger. Use code CHARLIECHANG for an exclusive discount: hostinger.com/charliechang^ Hostinger also offers a dedicated website builder that lets you easily create an e-commerce site using AI.Free 3-day Shopify trial (plus your first month for $1): shopify.pxf.io/XY3vkbGet a 14-day free trial to Squarespace here (exclusive deal):squarespace.syuh.net/rng2nQ^Use code CHARLIECHANG to get a 10% discount on your plan!Get a free trial to Wix here: charliechang.com/wixIn this video, I'll go over the 5 best e-commerce store builders and show you how to build a professional online store quickly. Having built numerous e-commerce sites myself, I've tested each platform in depth and will guide you through the pros, cons, and ideal use cases for every builder. Be sure to watch this video until the end because I'll show you how to pick the best e-commerce platform for your needs. While each platform offers a unique approach to building an online store, it's crucial to match it with your specific requirements. The most important factors to consider are ease of use, scalability for future growth, and pricing that fits your budget. Additionally, check for good support and compatibility with other tools. For example, Hostinger's AI website builder provides a quick and intuitive drag-and-drop experience, allowing you to set up your store efficiently and focus on selling your products. Each of these platforms has its ups and downs, but hopefully, one stood out for you based on what you need or your budget. The most important thing now is to just get started. Entering the e-commerce space is a fantastic opportunity to grow your business! Whether you're starting fresh or already running a business, adding an online store can be a solid way to boost your income. If you liked the video and you want to see more website building videos like this, check out my other videos on:How to Build a Website with WordPress 2024 (COMPLETE Tutorial):youtube.com/watch?v=184SdvzLwzsHow to Build a FREE Dropshipping Store with AI (FULL Walkthrough!):youtube.com/watch?v=5Hwocy4tJ_MI hope you guys found this video helpful, and if you did please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!– Charlie#e-commerce #website #onlinestoreTimeline:0:00 - Intro0:30 - WooCommerce2:58 - Shopify4:56 - Squarespace7:13 - Hostinger Website Builder9:06 - Wix11:10 - OutroDisclaimer: Some of the links above may be affiliate links, meaning I may receive a small commission if you click on them. The retailers pay the commission at no cost to you, which helps support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
3 Types of Businesses You Can Start... And Which One You Should AVOID 🚨 Charlie Chang 2024-10-09 | ...
Best LLC Formation Services 2024 - Start a Business for FREE! Charlie Chang 2024-10-01 | Get your free LLC with Tailor Brands (or get 35% off any paid plan with this exclusive link):bit.ly/tailorbrands-llcNorthwest Registered Agent (exclusive $39 formation package only available to my viewers!):bit.ly/northwestregisteredagentZenBusiness:bit.ly/zenbusinessllcsetupSwyft Filings:bit.ly/swyftfilings-llc^I do NOT recommend filing your LLC by yourself. PLEASE use one of the services above. It's too complicated and you definitely want to do it correctly, and trust me you'll probably mess up on something. There are too many platforms out there that will do it for free, give you free registered agent service, etc where it just doesn't make sense not to use a service. I want you guys to save money and do it all correctly :) All of these links get you special pricing or a discount - and I had to work hard to get them for my audience, so hopefully you can take advantage of them!In this video, I'll walk you through the top online business formation services for creating an LLC in 2024. If you want to learn how to start an LLC and the most affordable way to do it, this video is for you! I compare the top LLC formation services (pros and cons, features, pricing, free plans, etc).After years of setting up many business entities using all of these different platforms, I'll be sharing my honest recommendations, the pros and cons, and everything you need to know about each one.My favorite finance + business products:💳 My favorite credit cards: go.milevalue.com/best-credit-cards-suw?aff=suw🏦 Favorite online savings accounts: bankrate.com/landing/charlie-chang/best-savings-options📈 Get up to 12 Free Stocks on WeBull: bit.ly/webull12stocks🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): hostinger.com/charliechang🥇 Hire the top 1% of overseas talent: https://paired.so/charlieBe sure to watch the entire video as I'll break down each LLC formation service platform, its features, strengths, and pricing. Choosing the right service for creating your LLC is important, and you need to consider factors like business goals, state regulations, BOI report, and legal support. Starting an LLC can be complex, particularly for new entrepreneurs, which is why I don't recommend doing it yourself. Using these services will save you so much time and headache, as they will handle all the legal and paperwork details, allowing you to focus on growing your business.Starting a legitimate business entity is one of the best things you can do as a new entrepreneur to take advantage of things like business credit cards, business bank accounts, and the many tax benefits of certain entities. They also help protect your personal assets. The formation services that I've handpicked in this video today are by far the most reliable business platforms for you to save time and money when starting an LLC. If you liked the video and you want to see more business-related videos like this one, check out my other videos:How to Set Up an LLC Step-By-Step for FREE (2024 Guide):youtube.com/watch?v=w92Ig1UaJr810 Years of Business Lessons in 46 Minutes ($0 to Millionaire):youtube.com/watch?v=Q59RP9A7WHEI hope you guys found this video helpful, and if you did please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!– Charlie#LLC #Business #PlatformTimeline:0:00 - Intro0:52 - Tailor Brands (they have a free plan)3:16 - Northwest Registered Agent ($39 special plan with registered agent)5:36 - ZenBusiness (they have a free plan)07:01 - Swyft Filings08:38 - SummaryDisclaimer: Some of the links above may be affiliate links, meaning I may receive a small commission if you click on them. The retailers pay the commission at no cost to you, which helps support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
I Built a $225M Business in 3 Years (From Home) Charlie Chang 2024-09-10 | In this video, I interview Tyler Denk, a 30-year-old entrepreneur and founder of Beehiiv. We'll go over how he got started during the pandemic with 2 co-workers who both quit their jobs to work on the company, how his company went from $0 to $225M in valuation in just 3 years, and a ton of advice for aspiring entrepreneurs.Build your newsletter with Beehiiv (30-day free trial with my exclusive link): bit.ly/beehiivtrialI use Beehiiv for my own newsletters, and I love it!!If you're interested in hiring overseas for your business, book a call with my overseas staffing company, Paired:https://www.paired.so^We specialize in finding the top 1% of talent and can help you save up to 90% on payroll costs.My favorite finance + business products:💳 My favorite credit cards: go.milevalue.com/best-credit-cards-suw?aff=suw🏦 Favorite online savings accounts: bankrate.com/landing/charlie-chang/best-savings-options📈 Get up to 12 Free Stocks on WeBull: bit.ly/webull12stocks🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): hostinger.com/charliechang🥇 Hire top 1% overseas talent: https://paired.so/charlieBe sure to watch the whole video until the end, as Tyler shares a lot of wisdom on how he got venture capital funding to scale his startup despite getting rejected by over 50 investors and the strategies that helped Beehiiv become a major industry player. A big takeaway that I got from his funding journey was the importance of storytelling as a small startup in order to attract investors. This video is packed with practical tips for newer entrepreneurs, and Tyler is truly an inspiration for anyone looking to launch a business in a crowded industry.I thoroughly enjoyed the conversation with Tyler and learned so much from his journey. Seeing someone so young build a company worth over $200 million is incredibly inspiring. While my own businesses are different, I got a lot of valuable advice from this conversation that I plan to put into my own ventures.If you liked the video and you want to see more interview videos like this, check out my other videos:I Make $20M/Year Selling Diamonds to Celebrities:youtube.com/watch?v=573hdbAWgIoI Did $2.5 Billion In One Year Through Mortgage Loans:youtube.com/watch?v=hU0tHLVVFMcI hope you guys found this video helpful, and if you did please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!– Charlie#Founder #Entrepreneur #BusinessTimeline:0:00 - Intro1:00 - Getting To Know Tyler2:16 - The Beginning Of Beehiiv7:13 - The Fundraising Process10:19 - How Much Money Beehiiv Generates12:40 - Business Costs & Hiring A Team Overseas14:07- Why Tyler Chooses To Live In LA14:41 - What It Takes To Build A Successful Business18:56 - How To Get New Clients20:29 - Tyler’s Day-To-Day & Hot-Takes In Business21:29 - The Future Of Beehiiv22:08 - How Much Can You Make With Newsletters?22:40 - Tyler's Final Advice23:26 - OutroDisclaimer: Some of the links above may be affiliate links, meaning I may receive a small commission if you click on them. The retailers pay the commission at no cost to you, which helps support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
The ONLY Pinterest Affiliate Marketing Tutorial You Need (2024 Method) Charlie Chang 2024-09-05 | Build your Pinterest affiliate marketing website for as low as $3/month with Hostinger (Use code CHARLIECHANG for an exclusive discount): hostinger.com/charliechangCheck out Kittl to build your Pinterest content! (Kittl is a better AI-powered design platform that I like more than Canva):bit.ly/kittl-trialIn this video, I'll go over everything you need to know about Pinterest affiliate marketing for beginners. This is a 100% FREE tutorial on how to create a Pinterest business account, pick the right niche, find top-paying affiliates, and set up your profile to drive traffic and sales online.Essentially, this is the ONLY Pinterest affiliate marketing tutorial you need to watch.Limited-time deal! Build + host your affiliate marketing website for as low as $3/month with Hostinger (Use code CHARLIECHANG for an exclusive discount): hostinger.com/charliechang^For affiliate marketing, I encourage you to get the business plan (it's only $1 more per month, which is easily worth it). Make sure to use code CHARLIECHANG because you'll save even more at checkout. Hostinger is the most affordable website hosting platform, and 1 plan gives you the ability to build up to 100 different websites, a free domain name for the first year, and a bunch of other things that can help you create a professional website.Use Bit.ly to shorten your affiliate links:bitly.comCheck out the trending niches on Pinterest here:trends.pinterest.comBe sure to watch this video until the end because I'll share best practices for designing eye-catching pins, using AI to write high-value content, and leveraging Pinterest boards to increase your affiliate income. The key to success in Pinterest affiliate marketing is creating valuable, engaging content that drives clicks to your website. Pinterest affiliate marketing can be a great way to make money online if you do what I teach in this video. As a Pinterest affiliate marketer, you can use visually compelling pins and boards to get attention and drive those eyeballs to your website where you provide value. If you liked the video and want to see more videos about affiliate marketing and how to make money, check out my other videos:The ONLY Amazon Affiliate Marketing Tutorial You Need | Amazon Associates for Beginners 2024:youtube.com/watch?v=KytPTQvPOLcMy 12 Sources of Income! ($296,000/Month):youtube.com/watch?v=SpludDTLSO0I hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future! Thank you for watching, and I hope you have a great day! #PinterestAffiliateMarketing #AffiliateMarketing #SideHustleTimeline:0:00 - Intro0:39 - Creating A Pinterest Business Account1:29 - Picking a Niche2:27 - Analyzing Trends On Pinterest4:18 - Finding Affiliates To Work With6:54 - What Type of Content Does Well on Pinterest?8:31 - Creating Pins in Canva11:18 - Creating a Website (Super Important)12:26 - Hostinger15:44 - Creating a Pin on Pinterest16:45 - Different Ways To Put Affiliate Links On Pinterest17:32 - Optimizing your Pinterest Profile19:01 - Final Thoughts20:59 - SummaryDisclaimer: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you! In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions. ► My Instagram: instagram.com/charlie__chang
Watch This If You Want To Get Started With Affiliate Marketing in 2024 🙌 Charlie Chang 2024-08-23 | ...
My 12 Sources of Income! ($296,000/Month) Charlie Chang 2024-08-22 | In this video, I go over my 12 sources of income at age 32 and how I have completely transformed my life over the last five years. After graduating from UCLA in 2014 and facing a series of rejections, I was stuck in a rut, but everything changed when I started exploring non-traditional ways of making money. I hope this video shows you that it is possible to make a lot of money without a traditional career, and I hope my numbers inspire you to find success on your own path.I've made similar videos in the past but my income sources have changed! I've actually removed quite a few of my old income sources completely, and have built new ones which I am excited about.Some of the resources/businesses I talk about in the video:Paired (my overseas staffing agency): https://www.paired.so^If you own a real business and want to reduce your payroll by a lot, book a free call with us. 100% risk free and you only pay a placement fee if you hire someone.A lot of my income comes from my websites - it's part of my affiliate marketing businesses. I think EVERYONE should start building websites (I started when I was age 12). If you want an affordable website hosting service, I recommend Bluehost. It's $2/month with my exclusive link:bluehost.sjv.io/DK1Pj5Start a high interest savings account with SoFi here (4.6% APY on your savings):bit.ly/sofisavings^Get up to a $300 bonus when you use my linkI use Vanguard for my treasury bills:bit.ly/vanguardinvesting► My FREE affiliate marketing course: sidehustlemastery.com/offers/NuNi4o6x/checkoutMy favorite finance + business products:💳 My favorite credit cards: go.milevalue.com/best-credit-cards-suw?aff=suw🏦 Favorite online savings accounts: bankrate.com/landing/charlie-chang/best-savings-options📈 Get up to 12 Free Stocks on WeBull: bit.ly/webull12stocks🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): hostinger.com/charliechang🥇 Hire top 1% overseas talent: https://paired.so/charlieBe sure to watch this video all the way as I cover each income stream, including how I got started and how much I roughly make. I'll also share my advice for anyone interested in pursuing a similar path. Everyone's journey is different, so if you're not where you want to be, don't compare yourself to where I am. Instead, focus on your own growth and take actionable steps toward your goals.Chances are, you will go through many failures before you see any progress on your business/goals. I've lost track of how many times I've failed, but every failure taught me valuable lessons that paved the way for my future success. Despite every setback and every discouraging moment, I would do it all over again because there are so many rewards to being an entrepreneur that aren't just about money.Here is the list of 12 income streams I currently have:Paired RecruitingAffiliate MarketingRenting Out My RV Sprinter VanYouTube AdSenseTikTok and IG Creator FundBrand Deals and SponsorshipsCourse SalesConsultingStock and Crypto PortfolioHigh-Yield Savings Account (HYSA)Treasury BillsRental Income/EquityIf you want to learn more about entrepreneurship and how you can make a ton of money in today's world, be sure to check out my other videos:How to Quit Your 9 to 5 Job (& Make MORE Money):youtube.com/watch?v=sHNFXyPshUc10 Years of Business Lessons in 46 Minutes ($0 to Millionaire):youtube.com/watch?v=Q59RP9A7WHEI hope you guys found this video helpful, and if you did please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!– Charlie#Entrepreneur #Income #SelfEmployed Timeline:0:00 - Intro1:14 - Income Source #1: My Recruiting Business2:36 - Income Source #2: Affiliate Marketing4:07 - Income Source #3: My RV Sprinter Van4:54 - Income Source #4: YouTube AdSense5:46 - Income Source #5: Short-Form Video Monetization6:44 - Income Source #6: Brand Deals8:11 - Income Source #7: Online Course Sales9:42 - Income Source #8: Consulting10:52 - Income Source #9: Stock & Crypto Portfolio12:45 - Income Source #10: HYSA13:40 - Income Source #11: T-Bills14:28 - Income Source #12: Real Estate16:03 - SummaryDisclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
This Is The Most IMPORTANT Thing To Be Successful At Affiliate Marketing in 2024 💰 Charlie Chang 2024-08-21 | ...
He Took The Risk of Starting a Business in College... Now He Makes 8-Figures 🤯 Charlie Chang 2024-08-21 | ...
How to Quit Your 9 to 5 Job (& Make MORE Money) Charlie Chang 2024-08-16 | HUGE SALE! Build + host your website for less than $3/month with Hostinger (Use code CHARLIECHANG for an exclusive discount): hostinger.com/charliechangCheck out my FREE business blueprint here: docs.google.com/document/d/13ki0ZWL53gxHwLzg6GVJ6kmvXEd3DGpDrJW3xGkFnJ8/edit?usp=sharingIn this video, I'll walk you through the steps to break free from your 9-5 job and start living a life you genuinely enjoy. I know the grind all too well, waking up each morning with a sense of dread, counting down the days until the weekend, and feeling trapped in a cycle that drains your sense of purpose. The 9-5 lifestyle has conditioned us to settle for comfort, making the idea of starting a business seem like an unattainable dream. However, I’m here to show you that breaking free is 100% possible right now and can be done with minimal upfront costs.► My FREE affiliate marketing course: sidehustlemastery.com/offers/NuNi4o6x/checkoutMy favorite finance + business products:💳 My favorite credit cards: go.milevalue.com/best-credit-cards-suw?aff=suw🏦 Favorite online savings accounts: bankrate.com/landing/charlie-chang/best-savings-options📈 Get up to 12 Free Stocks on WeBull: bit.ly/webull12stocks🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): hostinger.com/charliechang🥇 Hire top 1% overseas talent: https://paired.so/charlieBe sure to watch this video until the end because I'll cover the common issues with a 9-to-5 job and how you can escape the cycle of working for a paycheck. I'll also talk about how you can identify a high-value skill, which business models are great for beginners, and how you can realistically build something to the point where you earn more than you ever will in your current job. This video is for anyone looking to break free from their current job and achieve financial independence. If you love your job, then this video can still give you the blueprint to build something on the side with your passions/hobbies!In this guide, you'll learn about different types of businesses, specifically service-based businesses and passive cashflow opportunities. I'll explain how to leverage your skills, market your services, and grow your business from scratch. This is a practical plan that people living the 9-5 lifestyle can use to eventually build a fulfilling and financially secure life. If you want to learn more about my journey in entrepreneurship and all of the different things you can do online in today's world, be sure to check out my other videos:How I Became an Overnight Millionaire - $0 to $3 Million:youtube.com/watch?v=3KMMtE8LPqQ10 Years of Business Lessons in 46 Minutes ($0 to Millionaire):youtube.com/watch?v=Q59RP9A7WHEI hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!- Charlie#LIFESTYLE #ENTREPRENEUR #BUSINESSTimeline:0:00 - Intro0:57 - The Myth That EVERYONE Thinks About Starting a Business2:25 - Should You Keep Your Job?2:49 - The 3 Types Of Businesses You Can Start3:51 - Passive Cash Flow Businesses Vs Service-Based Businesses6:06 - Step #1: Picking Skills7:09 - Step #2: Turning The Skill Into A Service7:43 - Step #3: Should You Sell Your Services For Free?8:23 - Step #4: Building A Business Website9:54 - Step #5: Advertising Your Services10:30 - Step #6: Charging Clients11:43 - Step #7: The Importance of Customer Service12:10 - When Should You Quit Your Job?13:00 - Ways To Grow Your Business14:14 - Learning New Skills14:39 - Risking Your Time And Energy Vs Risking Your Money16:28 - ConclusionDisclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
Asking SUPERCAR Owners What They Do For Work Charlie Chang 2024-08-11 | In this video, I ask supercar owners what they do for a living, how much money they make, and many other questions about entrepreneurship and personal finance!Socials for this video's guests:Charlie Chang (host): instagram.com/charlie__changKevin Pak: instagram.com/kevinpakmanJaf: instagram.com/reallyjafJon: instagram.com/jonbolesShawn: instagram.com/shawn_dsJoe: instagram.com/sccjgmAmber: instagram.com/kill.bambiI go to exotic car meets occasionally because I see them as a good way to network and put yourself out there if you're a young hustler looking to learn from those who have already succeeded. There were a lot of gems in this video about future business trends that are going to blow up soon, common traits between all successful people, and much more, so make sure to watch until the very end to hear about what these people do, their advice, and interesting stories from their journey! Thank you to all the people I interviewed in today's video for allowing me to share their stories, failures, and valuable lessons learned along the way. Some of my main takeaways are that these entrepreneurs aren't afraid to take some risks, they take massive action, they invest their money into assets like stocks and real estate, and they ALL worked very hard to get where they are now.► My FREE affiliate marketing course: sidehustlemastery.com/offers/NuNi4o6x/checkoutMy favorite finance + business products:💳 My favorite credit cards: go.milevalue.com/best-credit-cards-suw?aff=suw🏦 Favorite online savings accounts: bankrate.com/landing/charlie-chang/best-savings-options📈 Get up to 12 Free Stocks on WeBull: bit.ly/webull12stocks🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): hostinger.com/charliechang🥇 Hire top 1% overseas talent: https://paired.so/charlie► Join my FREE newsletter:buildabetterbusiness.co/subscribeIf you want to see more interview-style videos like this, check out my other videos:Asking People Playlist:youtube.com/watch?v=RihmMUajus4&list=PLWLAw-4quGM6LOGk01fpgZLl-2P7T10jHAsking Real Estate Investors How They Make MILLIONS:youtube.com/watch?v=s3mzoMayp-EI hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!Thank you for watching, and I hope you have a wonderful rest of your day!- Charlie#Interview #Entrepreneur #SupercarsTimeline:0:00 - Intro0:28 - Kevin3:20 - Jaf6:59 - Jon12:57 - Shawn15:13 - Joe18:10 - Amber20:26 - OutroDisclaimer: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you!In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.► My Instagram: instagram.com/charlie__chang
