The Politics of Real Estate: How Government Policies Impact the Housing Market #jonflynn The Ottawa Real Estate Podcast 2024-04-30 | In this episode, the hosts are joined by John Flynn, a real estate expert from the Niagara region. They discuss the current state of the real estate market, including the recent fluctuations in prices and buyer behavior. John emphasizes the importance of seasonality in the market and advises buyers to be cautious about timing their purchases. He also shares insights on the government's plan to increase housing starts and the challenges they may face in making homes more affordable. The conversation touches on vacant homes, investor speculation, and the potential for a housing downturn. Overall, the episode provides a realistic and informative perspective on the real estate market.The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.Follow Jon on X @JonFlynnREstatsCheck out Jon’s Youtube Channel for more great content: youtube.com/@jonflynn00:00 Introduction03:53 Jon Joins08:47 Price Increases Since 201717:53 Client Expectations26:24 Housing Starts 45:21 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Tuesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.careferralmortgages.compaulstevenson.ca
Is a rate cut impossible now? The Ottawa Real Estate Podcast 2026-09-18 | Canadian inflation held at 3%, while energy costs jumped 22.8% year over year. Is this the inflation warning that could keep mortgage rates higher for longer?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #CanadianInflation #MortgageRates
Canadian Borrowing Just Hit a Two Year Low The Ottawa Real Estate Podcast 2026-09-18 | We released a new episode yesterday, have you watched it yet? Link in bio or in the first comment. Should higher mortgage rates keep Canadians on the sidelines, or is this slowdown creating an opportunity?Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #CanadianHousing #MortgageRates
The Buyer Advantage Nobody Is Talking About The Ottawa Real Estate Podcast 2026-09-16 | A new episode is live! Canadian real estate is giving buyers more leverage right now, even as mortgage rates rise and bond yields climb. Is this actually the best buyer’s market we’ve seen, or are higher rates cancelling out the opportunity? Listen to the complete episode: Link in the first comment. Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #OntarioRealEstate #MortgageRates
Mortgage Rates Are Climbing: What You Need to Know Right Now The Ottawa Real Estate Podcast 2026-09-16 | Canadian mortgage rates are moving higher again, while inflation remains stuck at 3% and uncertainty around tariffs continues to weigh on the economy. This week we look at what is pushing fixed mortgage rates higher and why some borrowers who waited for lower rates are now seeing the opposite happen.We break down the latest Canadian inflation numbers, rising bond yields, slower mortgage borrowing, household debt, and what the Canada US trade situation could mean for future interest rates. We also discuss Ottawa real estate, the current buyer’s market, why some properties are still selling quickly, and why trying to time the bottom on mortgage rates can backfire.00:00 Current Market Overview02:49 Interest Rates and Economic Impact05:49 Borrowing Trends and Consumer Sentiment08:53 Real Estate Market Dynamics11:40 Future Rate Predictions and Economic Outlook13:59 Global Economic Comparisons16:57 Preparing for Rate Changes20:00 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
The Ottawa Housing Standoff Is Getting Harder to Break The Ottawa Real Estate Podcast 2026-09-15 | Ottawa real estate is stuck between sellers who cannot drop their price and buyers squeezed by mortgage rates. Who should blink first: sellers accepting less or buyers stretching their budget?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #OttawaHousing #MortgageRates
The Ottawa Housing Market Has a Price Standoff The Ottawa Real Estate Podcast 2026-09-14 | Ottawa home buyers and sellers are stuck on opposite sides of the market, with buyers constrained by mortgage rates and sellers refusing to drop below their minimum price. Who needs to move first: buyers who cannot afford more, or sellers who refuse to accept less?Listen to the complete episode: Link in bio or in the first comment. Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #OttawaHousing #MortgageRates
The HST Rebate Showing Up at New Home Closings The Ottawa Real Estate Podcast 2026-09-11 | The Canadian new home HST rebate is showing up differently than many buyers expected, with some builders now reducing the purchase price directly. Should builders automatically apply the rebate, or is it up to buyers to fight for it?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #NewHomeBuyers #HSTRebate
400,000 Canadian Households Could Have Been Suppressed. Housing Is Feeling It The Ottawa Real Estate Podcast 2026-09-10 | Canadian housing has a hidden demand problem: RBC estimates more than 400,000 households that would have formed since 2019 never did. Is the housing market forcing people to delay major life decisions?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadianHousing #OttawaRealEstate #OntarioHomes
Dont Get Caught In This Mortgage Rate Trap The Ottawa Real Estate Podcast 2026-09-09 | A new episode is LIVE! Canadian mortgage rates are rising even as the economy loses 42,000 jobs. Should rates be falling with a weaker economy, or is inflation making cuts too risky?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #MortgageRates #OntarioHousing
Mortgage Rates Are Rising Again: What You Need to Know The Ottawa Real Estate Podcast 2026-09-09 | Mortgage Rates Are Rising Again: What You Need to KnowMortgage rates are rising again while Canada’s economy is sending mixed signals, and Ottawa’s housing market just posted a surprisingly sharp drop in sales.This week we break down the Bank of Canada’s latest rate decision, why inflation, oil prices, tariffs, and weak employment numbers are making future rate cuts harder to predict, and what rising bond yields could mean for fixed mortgage rates. We also look at Ottawa real estate, where August sales fell dramatically even though average home prices remained relatively stable.We also discuss the growing gap between buyers and sellers, rising inventory, the impact of the federal return to work mandate, new construction and the HST rebate, and RBC’s outlook for Canadian housing through 2026 and 2027.00:00 Introduction and Market Overview01:00 Bank of Canada Rate Hold03:21 Jobs, Inflation & Rate Outlook05:24 Mortgage Rates & Market Pressures07:06 Tariffs and Inflation Risks09:32 August Ottawa Housing Market12:49 Regional Market Comparison15:28 Return-to-Office Buyer Shift17:04 New-Build Rebate Update20:59 National Housing Outlook23:06 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
Tariffs Are Pushing Bond Rates Down, But There’s A Catch The Ottawa Real Estate Podcast 2026-09-04 | Bad economic news can sometimes create a surprising benefit for borrowers: lower bond yields can put downward pressure on fixed mortgage rates. But there is a bigger story unfolding. Canada is also facing higher prices from tariffs, inflation pressures, and potential job losses, leaving the Bank of Canada with a difficult balancing act. Could falling bond rates help mortgage borrowers even if the broader economy is struggling?Watch the full episode: link in bio or in the first comment. Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#MortgageRates #CanadianEconomy #OttawaRealEstate
Could Economic Uncertainty Slow Ontario’s Housing Market? The Ottawa Real Estate Podcast 2026-09-01 | Economic uncertainty can reduce buyer demand, affect inventory and negotiating power, and put pressure on the housing market. Ontario may be especially exposed because of its manufacturing and auto sectors, which are facing additional pressure from ongoing US Canada trade tensions. Do you think US tariffs are going to impact the Ontario housing market?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OntarioHousing #OttawaRealEstate #CanadianRealEstate
Why Canada-US Trade Talks Failed: What It Means For You The Ottawa Real Estate Podcast 2026-08-31 | Trade talks between Canada and the US broke down, with new 50% US tariffs affecting roughly $28 billion in Canadian goods. The good news is that CUSMA still protects a large portion of Canadian exports, meaning the impact is concentrated in a smaller part of the overall trade relationship. But even 5% of Canada’s exports represents a significant economic impact.How concerned should Canadians be about the economic impact of these tariffs?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadaUSTrade #CanadianEconomy #OttawaRealEstate
Could Positive Rhetoric Help Canada And The US Find Common Ground? The Ottawa Real Estate Podcast 2026-08-28 | In this week's episode we talk about how when tensions are high, the way leaders communicate matters. Instead of escalating with personal attacks, could respectful and constructive rhetoric make it easier for Canada and the US to return to the negotiating table and find common ground? Do you think positive rhetoric can actually change the outcome of difficult negotiations?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadaUSRelations #CanadianEconomy #OttawaRealEstate
Canada Is Hitting US Goods With 50% Tariffs The Ottawa Real Estate Podcast 2026-08-27 | Canada is set to impose retaliatory tariffs on US goods starting September 8, with rates of 15%, 25%, and 50% depending on the product. The move comes after the US imposed new 50% tariffs on a range of Canadian goods.What do you think these tariffs will mean for Canadian consumers and businesses?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadianEconomy #OttawaRealEstate #CanadianRealEstate
Can Being Late With Rent Get You Evicted In Ontario? The Ottawa Real Estate Podcast 2026-08-26 | A new episode of the podcast is live! Ontario landlords may have more grounds to act when a tenant repeatedly pays rent late. Bill 60 redefines how persistent late payments are being treated and why a pattern of late payments can become important at the Landlord and Tenant Board when a landlord seeks to end a tenancy.Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #OntarioLandlords #CanadianRealEstate
Is Your Mortgage at Risk? The Tariff Impact Explained The Ottawa Real Estate Podcast 2026-08-26 | Are you concerned about the impact of tariffs on the Canadian real estate market and your mortgage in Ottawa? As a homeowner or potential buyer in the Ottawa real estate market, it's essential to understand how the recent tariff changes in Canada may affect your mortgage rates and the overall Canadian housing market. The Bank of Canada's decisions on mortgage rates can significantly influence the Ontario housing market, and as an Ontario landlord or tenant, it's crucial to stay informed about the potential changes. The Ottawa housing market is particularly vulnerable to these changes, and understanding the implications of Bill 60 and the Rent Increase Ontario guidelines can help you navigate the Ontario landlord and tenant board. In this video, we'll explore the potential risks to your mortgage and the Canadian economy, discussing how fixed mortgage rates and the Canadian real estate market may be impacted by the tariffs in Canada. 00:00 Introduction to the US-Canada trade tensions03:03 US Tariffs' Impact On Canadian Economy04:07 The Impact of US Tariffs On Canadian Mortgage Rates12:41 Mortgage Rate Decisions in an Uncertain Market15:34 Ontario Rental Rule Changes26:33 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
Why Are People Choosing Variable Rates Right Now? The Ottawa Real Estate Podcast 2026-08-25 | The gap between fixed and variable mortgage rates in Canada has widened. With variable rates currently well below many fixed options, the difference could mean hundreds of dollars of savings a month on a mortgage.Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#VariableMortgage #OttawaRealEstate #CanadianMortgageBrokers
Fixed Mortgage Rates Just Jumped Again The Ottawa Real Estate Podcast 2026-08-24 | Several Canadian banks raised five year fixed mortgage rates by 20 to 30 basis points almost overnight. Is this the beginning of another sustained rise in fixed mortgage rates or just a temporary bond market shock?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaMortgages #MortgageRates #CanadianHousing
The Affordability Crisis Isn’t Just About Home Prices The Ottawa Real Estate Podcast 2026-08-20 | Canadians may be focused on housing prices, but the bigger issue could be how much of your income actually reaches your pocket. Is raising taxes making Canada’s affordability crisis worse or helping solve it?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadaAffordability #OntarioHousing
Why a 50% Tariff Hike Could Destroy Your Budget The Ottawa Real Estate Podcast 2026-08-19 | A new episode is live, go watch it right now!A potential 50% tariff increase could affect $28 billion in Canadian goods, from lumber and cement to clothing and food. If that happens, should Canada prioritize protecting consumers or Canadian businesses?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadaHousing #TariffsCanada
50% US Tariffs Could Shake Canada’s Economy and Housing Market The Ottawa Real Estate Podcast 2026-08-19 | Canada’s economy is facing another major shock, with a potential 50% tariff increase hitting $28 billion in Canadian goods. At the same time, inflation has risen, fixed mortgage rates are climbing, and Canadians are still dealing with a serious affordability problem.In this episode we talk about what is happening with Ottawa real estate, Canadian housing, mortgage rates, inflation, and the Bank of Canada. We also look at why five year fixed rates have moved into the mid fours, why more borrowers are considering variable mortgages, and what the latest inflation numbers could mean for interest rates.00:00 Intro00:47 Late-Summer Market Update01:10 August Market Conditions03:24 Fixed vs. Variable Mortgage Rates06:32 Inflation and Interest-Rate Outlook11:03 Tariffs, Jobs and Buyer Confidence17:50 Housing Affordability21:09 Taxes and Cost of Living26:02 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
A Paid Debt Can Still Hurt Your Mortgage Approval The Ottawa Real Estate Podcast 2026-08-14 | You may have already paid off a collection, but your credit report might not show it. In this caase, contacting a Mortgage Broker can help with your mortgage application?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
Your Credit History Can Haunt You For Years The Ottawa Real Estate Podcast 2026-08-12 | A new episode is live! A forgotten cell phone bill from years ago could still show up when your credit is pulled for a mortgage. How far back do you think lenders look?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
Are Ottawa Home Prices Done Falling? July Market Update The Ottawa Real Estate Podcast 2026-08-12 | Are Ottawa Home Prices Done Falling? July Market UpdateThis week we look at whether Ottawa home prices may have finally bottomed out, what the latest market numbers are telling us, and why mortgage rates could still make affordability challenging.We also discuss Canada’s surprisingly strong jobs report, mortgage renewals, fixed rates, and how upcoming tariffs could affect the housing market.00:13 Introduction to Ottawa real estate market01:51 Current Perception Of The Real Estate Market03:12 Mortgage Rates At Renewal06:09 Getting A Mortgage With Bruised Credit13:59 July Real Estate Stats18:01 Job Numbers24:47 Canadian Rent Prices Continue To Fall28:32 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
What Most Canadians Think About Their Finances Right Now The Ottawa Real Estate Podcast 2026-08-07 | A new survey says Canadians are feeling more optimistic, but does that match everyone's experience? Are your finances better than they were six months ago?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
The Mortgage Process Has Changed More Than You Think The Ottawa Real Estate Podcast 2026-08-04 | Not that long ago, every mortgage application was filled out on paper and entered by hand. Does this make you appreciate how much the mortgage process has become way easier to navigate?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
CMHC Lowers Housing Forecast as Buyer Confidence Grows The Ottawa Real Estate Podcast 2026-07-30 | CMHC is expecting fewer home sales while more Canadians seem ready to buy again. Do you trust the forecast or the confidence you're seeing around you?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
The Biggest Mortgage Myth Could Cost You Thousands The Ottawa Real Estate Podcast 2026-07-29 | A new episode is live! Many buyers still think a mortgage broker is the backup plan, but that's no longer the reality. More Canadians are choosing mortgage brokers first because they want more options, more guidance, and access to multiple lenders.Listen to the complete episode: Link in bio or in the first comment. Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaMortgage #OntarioHomebuyers #MortgageBrokers
Buyer Confidence Hits Record High as Market Forecast Darkens The Ottawa Real Estate Podcast 2026-07-29 | Buyer Confidence Hits Record High as Market Forecast DarkensCMHC says home sales could decline by about 3 percent this year while the national average home price is expected to dip slightly. At the same time, more Canadians are feeling confident enough to get back into the market. Is this the start of a real shift or are buyers getting ahead of themselves?00:00 Tribute to Paul Rushforth02:03 The Real Estate Market08:50 Housing Forecast12:11 Interprovincial Tariffs13:28 Foreign Buyer Ban18:27 More Canadians Are Using Mortgage Brokers22:33 What Are The Benefits Of Using A Mortgage Broker?24:56 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
Ottawa Landlords Face Major New Renovation Rules The Ottawa Real Estate Podcast 2026-07-27 | Ottawa is introducing new renoviction rules that will require landlords to get a city license before removing tenants for renovations. The changes could affect both small and large landlords across the city. Do you think these new rules strike the right balance between protecting tenants and supporting property owners?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#renoviction #mortgagebroker #canadianhousingmarket
Trumps New Tariffs Could Hit Canada Harder Than Expected The Ottawa Real Estate Podcast 2026-07-23 | Have you watched the complete episode? A new tariff announcement could affect far more than trade.How much do you think these tariffs will affect Canada's economy?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
New Rule Could Save You $30,000 on Your First Home The Ottawa Real Estate Podcast 2026-07-22 | A new episode is LIVE! One government announcement could put tens of thousands of dollars back in your pocket if you're buying a new home. Between lower development charges and HST rebates, the savings could be bigger than most people realize. Would these savings make you consider buying a new build instead of a resale?Watch the full episode: link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.
Inflation Surprise Means Lower Interest Rates Coming? The Ottawa Real Estate Podcast 2026-07-22 | Inflation came in lower than expected, Ottawa home buyers could save around $30,000 on new construction, and a major tariff announcement could create new uncertainty for Canada's economy.This week, we discuss the latest inflation numbers, what they could mean for future interest rates, why more Canadians are choosing variable rate mortgages again, Ottawa's new development charge reductions, the city's upcoming renoviction bylaw, and how recent trade news could affect the housing market in the months ahead.Whether you're planning to buy, sell, or simply stay informed, we break down the biggest real estate and mortgage stories affecting Ottawa and Canadians right now.00:00 Introduction and Market Overview02:58 Bank of Canada Rate Announcement03:50 New Inflation Numbers07:40 New Tariffs In Place16:38 The New Renoviction Bylaw18:58 City Council Approves Plans to Cut Fees On Development Charges22:56 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.comBrought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
Is The Real Estate Market Normal Again? The Ottawa Real Estate Podcast 2026-07-20 | Everyone says the market feels slow, but the numbers tell a different story. We discuss why today's balanced market is actually what real estate has always been meant to look like. Do you think this is the new normal, or are we headed back to a fast moving market?Watch the full episode. Link in bio or in the first comment. Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadianRealEstate #MortgageBrokers
Meta Just Made a $13 Billion Bet on Canada The Ottawa Real Estate Podcast 2026-07-17 | Meta is investing $13 billion to build its first Canadian AI data center, making it one of the largest private sector investments in Canadian history. Could artificial intelligence become one of the biggest drivers of Canada's economy over the next decade, or do you think the impact is being overstated?Watch the full episode. Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadianRealEstate #OttawaRealEstate #MortgageBrokers
Nobody Knows Where Mortgage Rates Are Headed The Ottawa Real Estate Podcast 2026-07-15 | A new episode is live! Nothing has changed with mortgage rates, yet everything feels different because even lenders are reacting day by day. Do you think buyers should keep waiting for lower rates, or is the uncertainty here to stay? Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #OntarioHousing #MortgageBrokers
Why Canadians Cant Make Sense of These Headlines The Ottawa Real Estate Podcast 2026-07-15 | Mortgage rates still are not moving, but the story behind them is changing fast. We discuss why the latest economic headlines are sending mixed signals and why even the biggest financial institutions are taking things one day at a time.In this week's episode, we discuss the latest Canadian jobs report, slowing manufacturing, the growing impact of artificial intelligence on the economy, and why bond markets continue to influence mortgage rates across Ontario. We also explore how uncertainty is affecting the Ottawa real estate market and why so many Canadians are struggling to make sense of conflicting headlines.00:00 World Cup Excitement02:26 Analyzing Job Market Trends05:59 Manufacturing Sector Challenges08:26 Manufacturers Relocating To The US10:16 AI and Tech Investments in Canada12:27 Oil Market Fluctuations and Economic Impact15:04 Current Real Estate Market Sentiment17:48 Navigating Uncertainty in Home Buying21:43 The Balance of Supply and Demand26:36 New Bylaws Affecting Landlords30:45 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 referralmortgages.com*Derek Serra*PresidentWestboro Mortgage Investment Corp.www.westboromic.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
2027 Could Change Everything for Canadian Homebuyers #HousingMarket #RealEstate The Ottawa Real Estate Podcast 2026-07-13 | A new government rebate is already starting to influence the Canadian housing market, and this could be just the beginning. Do you think we'll see a rush of buyers before this program ends, or will the market stay steady?Watch the full episode. Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadaHousingMarket #OttawaRealEstate #NewConstruction
Government Just Gave Buyers Up To $130,000 The Ottawa Real Estate Podcast 2026-07-09 | Could a new government rebate save eligible homebuyers up to $130,000 on a new home purchase? In this week's episode, we explain how the new HST rebate works, including the provincial and federal portions, and why this change is getting so much attention across the Canadian housing market.Would a rebate like this make you consider buying a newly built home instead of a resale property?Watch the full episode. Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#CanadaHousingMarket #OttawaRealEstate #MortgageBrokers
Eligible Canadians Are Getting Up To $130K Back #RealEstate #HomeBuying The Ottawa Real Estate Podcast 2026-07-08 | A new episode is LIVE! This week we talk about a major housing change. Eligible Canadians could receive up to $130,000 in HST relief on a new home purchase, and we're already seeing the impact in the market. Could this be one of the biggest housing incentives we've seen in years?Watch the full episode. Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadianRealEstate #MortgageBrokers
Heres Why This Government Rebate Has Builders Paying Attention The Ottawa Real Estate Podcast 2026-07-08 | Here's Why This Government Rebate Has Builders Paying AttentionA new government rebate could change the way many Canadians approach buying a home. In this week's episode of the Ottawa Real Estate Podcast, we break down the latest Government of Canada new home rebate, explain who may qualify, and discuss why this policy is already getting attention across the housing market.We also look at the latest Canadian real estate statistics, how builders are responding to changing demand, and why interest rates and bond yields continue to play such an important role in mortgage pricing. With expectations that fixed mortgage rates could ease in the coming months, we discuss what homeowners, first time buyers, and anyone following the Canadian housing market should be watching next.00:00 Intro and Soccer Buzz01:38 Current Real Estate Market Trends05:04 New Home HST Rebate Explained12:42 Impact of New Construction on the Market20:33 Market Statistics and Analysis24:07 Interest Rates and Economic Outlook28:12 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 referralmortgages.com*Derek Serra*PresidentWestboro Mortgage Investment Corp.www.westboromic.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
Construction Loans: Why the Wealthy Choose Different The Ottawa Real Estate Podcast 2026-06-30 | Many high net worth Canadians choose private lenders when building a custom home, and it is not because they cannot qualify at a bank. Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaCustomHomes #OntarioRealEstate #MortgageBrokers
Ottawa Construction Loans: Avoid These Lender Mistakes The Ottawa Real Estate Podcast 2026-06-29 | Building a new house is stressful, so how do you make sure you're not adding to that stress?Have you ever gotten a mortgage for building your own house?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#mortgagebrokerottawa #constructionfinancing #newhomebuyers
Your Career Could Make Getting a Mortgage Harder The Ottawa Real Estate Podcast 2026-06-28 | The world's not getting any less complicated... people are driving Uber, working part time, moving from employed to self employed... those easy to lend against jobs are going to be fewer and farther between.Have you ever considered getting a private mortgage?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#privatelending #mortgagebroker #mortgagetrends
Your bank can reject your mortgage renewal even with perfect credit The Ottawa Real Estate Podcast 2026-06-25 | Many Canadians assume that if they already have a mortgage with a major bank, getting approved again would be easy. But the reality is that many borrowers with strong credit scores don't qualify under today's lending rules so they have to get private mortgages.Do you know if a private mortgage is your best solution?Watch the full episode, link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadianRealEstate #MortgageBrokers
Paying 8% interest on purpose The Ottawa Real Estate Podcast 2026-06-24 | A new episode is LIVE!Most people assume private mortgages are only for emergencies, but that is not always the case. In this week's episode, we discuss when private mortgages make sense and why they are designed as a short term solution. If bank rates are around 4%, private mortgage rates can be closer to 8%, which makes understanding your options more important than ever.Would you ever consider using a private mortgage for a short period if it helped you achieve your goals?Watch the full episode, link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio.#OttawaRealEstate #CanadianRealEstate #MortgageBrokers
Why Canadians Are Building Homes Instead of Buying Them The Ottawa Real Estate Podcast 2026-06-24 | This week we sit down with Derek Serra, President of Westboro MIC, to discuss one of the biggest shifts happening in Canadian real estate right now.We explore why more Canadians are considering building their own homes, the hidden challenges of construction financing, and why private mortgages are becoming an increasingly important part of the housing market.We also discuss the condo slowdown, foreign buyer policies, construction costs, mortgage lending trends, and why many borrowers with excellent credit scores are turning to private lenders for short term financing solutions.Whether you're thinking about building a custom home, navigating today's housing market, or simply trying to understand where Canadian real estate is heading next, this conversation offers valuable insights into the realities facing homeowners, builders, and mortgage borrowers in 2026.00:00 Introduction to Private Lending and the Mortgage Market01:17 Special Guest Intro: Derek Serra04:04 Common Misconceptions About Private Lending07:12 When Private Mortgages Make Sense09:45 Bridge Loans15:00 Government Intervention in the Housing Market20:00 The Rise of Custom Home Building21:01 Impact of Government Policies on Real Estate22:41 Challenges in Construction Financing26:48 Client Preparedness for Building a Home34:11 The Future of Private Lending37:53 Navigating Economic Uncertainty39:07 Mood BoostsDon’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading!Get in touch with us!*Paul Stevenson* - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543paulstevenson.ca*David Warren* - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 referralmortgages.com*Derek Serra*PresidentWestboro Mortgage Investment Corp.www.westboromic.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group and A to Z Cleaning Expert.referralmortgages.compaulstevenson.caguertinpoirierlaw.cathebig.caatozcleaningexpert.com
The real reason everyones afraid to buy right now The Ottawa Real Estate Podcast 2026-06-21 | Oil prices are swinging wildly, markets are reacting, and many people don't know what to make of it. We touched on how uncertainty is shaping buyer behavior in this week's episode of the Ottawa Real Estate Podcast. Is waiting the smart move right now or does waiting create its own risks?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #MortgageRatesCanada #CanadianHousing
The Best Time To Buy In Ottawa Might Surprise You #RealEstateTips #OttawaHomes #HomeBuying The Ottawa Real Estate Podcast 2026-06-19 | While most people are focused on summer vacations, some buyers are finding opportunities that don't exist during the busiest months of the year. We touched on this in this week's episode of the Ottawa Real Estate Podcast.Do you think summer is a better time to buy than spring?Listen to the complete episode: Link in bio or in the first comment.Contact us to set up a free call and discuss your mortgage needs: find our contact in our bio. #OttawaRealEstate #HomeBuyingCanada #OntarioHousing
