Building Better Portfolios | 2023 Summit Mercer Advisors 2024-04-05 | This video is intended for general information purposes only. No portion of the video serves as the receipt of, or as a substitute for, personalized investment advice from Mercer Advisors or any other investment professional. Different types of investments and investment strategies involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion, or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. No portion of the content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Mercer Advisors is engaged, or continues to be engaged, to provide investment advisory services. Mercer Global Advisors, Inc. is not affiliated with Dimensional, BlackRock, SPDR Americas, State Street Global Advisors, Vanguard, or AQR.
Helping Clients Amplify & Simplify Their (Financial) Lives Mercer Advisors 2024-10-18 | Here from our advisors how they help clients amplify and simplify their (financial) lives.Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services.
Women & Wealth Mercer Advisors 2024-10-18 | Women have historically been excluded from the financial services industry and a lot of financial conversations in general. Even now that there is more attention being brought to women, conversations are often about family budgeting and cash flow. With more than 50% of our client-facing associates being female, we understand the experiences women face daily with their (financial) life. Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services.
📈 Q4 2023 Market Update Mercer Advisors 2024-10-16 | During the webinar, Don Calcagni, Mercer Advisors Chief Investment Officer, offered some timely and balanced insights.
Episode 14 - Investing and Politics Dont Mix Mercer Advisors 2024-10-15 | As we approach Election Day, Don Calcagni, Chief Investment Officer, and Josh Zumbrun, Director of External Communications, present a timely discussion on the many reasons to not allow political considerations to influence your investment planning decisions.
Inheritance Tax Guidelines and Strategies Mercer Advisors 2024-08-30 | Inheritance tax can vary greatly depending on where you live. In six particular states, these taxes can impact your estate planning. Familiarizing yourself with the exemptions and rates in your state is essential for minimizing the tax burden on your heirs. Start here.
When Do I Need To Take RMDs | Mercer Advisors Mercer Advisors 2024-08-21 | Retirement savings accounts can offer tax advantages to help encourage people to save during their working years. In exchange, account owners must take minimum annual withdrawals (Required Minimum Distributions or RMDs) once they reach a certain age. Investors turning 73 in 2024 have until April 1, 2025 to take their first RMD. Generally, every year after that, RMDs must be completed by December 31. But what about if you’re still working and participating in a workplace 401(k) or 403(b)? Instead of connecting the financial dots yourself, learn how Mercer Advisors can help take the weight off your shoulders.
Unveiling the Hidden Biases That Can Sabotage Your Financial Journey Mercer Advisors 2024-08-15 | In the world of investing, knowledge is power. Yet, even the most informed investors can fall prey to biases that cloud judgment and hinder financial success. Understanding investment bias, and how to mitigate its impact, can help position you for future financial success.Read more here: buff.ly/3JYO1z2
5 Tips for Maximizing Your 529 College Savings Plan Mercer Advisors 2024-08-09 | Help maximize the benefits of your 529 college savings plan beyond funding education and saving taxes, with these five tips.
Roth 401(k) vs. Traditional 401(k): Understanding the Differences Mercer Advisors 2024-08-07 | Choosing between a Traditional or Roth 401(k) contribution can be a difficult decision when given the choice. Key considerations include when you prefer to pay taxes, immediate tax benefits, withdrawal strategies, and retirement goals.
Your Retirement Checklist During Your 50s Mercer Advisors 2024-08-03 | This life-stage checklist can serve as a guide to determine and help meet your objectives for financial success in retirement.We understand that your life story — and financial objectives — are unique to you and your family. Our advisors collaborate with you on a complete approach for your retirement years that blends investment advice, financial planning, estate planning, and tax strategies. If you aren’t yet a Mercer Advisors client and want to learn more about achieving financial success in retirement, let’s talk.
📈 Q3 Market Outlook Webinar: The Presidential Election, Inflation, Stocks, and More Mercer Advisors 2024-07-30 | Don Calcagni, Chief Investment Officer, and Kara Duckworth, Managing Director of Client Experience, address critical topics, including: • Inflation: With weaker consumer spending, will inflation pressures subside?• Stocks: Amid high stock market valuations and concentration, where can investors find higher returns and better diversification?• U.S. Dollar: Is the U.S. Dollar still the preferred global reserve currency?• Interest Rates: How can investors benefit from interest rate cuts?• Implications of an Election Year: With the presidential election months away and campaigning in full force, what are potential implications?---Investments are subject to market risk, including the possible loss of the money you invest. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy or product made reference to directly or indirectly, will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. Historical performance results for investment indexes and/or categories, generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark. Diversification does not ensure a profit or guarantee against a loss.This document may contain forward looking statements including statements regarding our intent, belief or current expectations with respect to market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside Mercer Advisors’ control.
Happy National Intern Day! 🎉 Mercer Advisors 2024-07-25 | Today, we celebrate and recognize the incredible contributions of our interns who bring fresh perspectives, energy, and innovation to Mercer Advisors. Your hard work, dedication, and eagerness to learn are truly inspiring.Thank you, interns, for all that you do. Your impact is invaluable, and we are excited to see where your journey takes you!#NationalInternDay #Interns #FutureLeaders #MercerAdvisors
Overcoming Investment Bias Mercer Advisors 2024-07-10 | Note these 4️⃣ strategies to help mitigate the impact of investment bias.
🎆 Happy Independence Day Mercer Advisors 2024-07-04 | 🎆 Happy Independence Day from your team at Mercer Advisors!
National Insurance Awareness Day Mercer Advisors 2024-06-28 | Insurance should be a key part of every financial planning discussion. On National Insurance Day, discover how our Insurance Solutions team can help integrate insurance with your wealth management strategy to better protect your estate and achieve your financial goals.
Juneteenth Mercer Advisors 2024-06-19 | “I have to tell you that none of us are free until we are all free." – Opal LeeJoin us in celebrating Freedom Day.
Happy Fathers Day! Mercer Advisors 2024-06-16 | Happy Father’s Day from your comprehensive wealth management team and family office at Mercer Advisors.
Medicare Made Simple | Mercer Advisors Mercer Advisors 2024-06-14 | Navigating Medicare can be a daunting task, but you’re not alone. Whether you’re approaching retirement age, already utilizing Medicare, or helping your loved ones make informed decisions, understanding the options is crucial.
Does Your Insurance Coverage Measure up to Your Net Worth? Mercer Advisors 2024-06-11 | As your life changes, so do your insurance needs. A yearly insurance review helps to make sure your interests are protected, for generations to come.
Clients, Why Private Markets? | Mercer Advisors Mercer Advisors 2024-06-11 | Mercer Advisors CIO Don Calcagni discusses the two primary reasons private markets are important for qualified investors.---For financial consultants only, not for distribution to the public. “Mercer Advisors” is a brand name used by various legal entities including Mercer Global Advisors Inc., a SEC registered investment advisor; Regis Acquisition Inc a SEC registered investment advisor; Mercer Advisors Private Asset Management, Inc., a SEC registered investment advisor; Heim Young and Associates, Inc., (MA Brokerage Solutions) a broker dealer, member FINRA/SIPC; and Mercer Advisors Insurance Services, LLC (MAIS), an insurance agency providing individual life, disability, long-term care coverage, and property and casualty coverage through various insurance companies. These entities are affiliated and are owned by Mercer Advisors Inc. All expressions of opinion reflect the judgment of the author as of the date of recording and are subject to change. Some of the content provided comes from third parties that are not affiliated with Mercer Advisors. The information is believed to be accurate, but is not guaranteed or warranted by Mercer Advisors.This information is provided for informational purposes only and is not intended as and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any fund or security offered by Mercer Advisors. Any such offer can be made only via the relevant access fund's formal offering documents. This information is not intended to address the financial objectives, situation or specific needs of any individual investor. All investing involves risk including the possible loss of principal. Diversification does not ensure a profit or guarantee against loss. Investing in private funds is speculative and will entail substantial risks.For Qualified Purchasers Only.
The Aspen Partners Private Markets Program | Mercer Advisors Mercer Advisors 2024-06-11 | Mercer Advisors CIO Don Calcagni announces the launch of Aspen Partners, a new private markets program that gives qualified investors access to high-quality managers with broad diversification.---For financial consultants only, not for distribution to the public. “Mercer Advisors” is a brand name used by various legal entities including Mercer Global Advisors Inc., a SEC registered investment advisor; Regis Acquisition Inc a SEC registered investment advisor; Mercer Advisors Private Asset Management, Inc., a SEC registered investment advisor; Heim Young and Associates, Inc., (MA Brokerage Solutions) a broker dealer, member FINRA/SIPC; and Mercer Advisors Insurance Services, LLC (MAIS), an insurance agency providing individual life, disability, long-term care coverage, and property and casualty coverage through various insurance companies. These entities are affiliated and are owned by Mercer Advisors Inc. All expressions of opinion reflect the judgment of the author as of the date of recording and are subject to change. Some of the content provided comes from third parties that are not affiliated with Mercer Advisors. The information is believed to be accurate, but is not guaranteed or warranted by Mercer Advisors.This information is provided for informational purposes only and is not intended as and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any fund or security offered by Mercer Advisors. Any such offer can be made only via the relevant access fund's formal offering documents. This information is not intended to address the financial objectives, situation or specific needs of any individual investor. All investing involves risk including the possible loss of principal. Diversification does not ensure a profit or guarantee against loss. Investing in private funds is speculative and will entail substantial risks.For Qualified Purchasers Only.
Introducing Aspen Partners Private Funds | Mercer Advisors Mercer Advisors 2024-06-11 | Mercer Advisors CIO Don Calcagni announces the launch of Aspen Partners, a new private markets program that gives qualified investors access to high-quality managers with broad diversification.---For financial consultants only, not for distribution to the public. “Mercer Advisors” is a brand name used by various legal entities including Mercer Global Advisors Inc., a SEC registered investment advisor; Regis Acquisition Inc a SEC registered investment advisor; Mercer Advisors Private Asset Management, Inc., a SEC registered investment advisor; Heim Young and Associates, Inc., (MA Brokerage Solutions) a broker dealer, member FINRA/SIPC; and Mercer Advisors Insurance Services, LLC (MAIS), an insurance agency providing individual life, disability, long-term care coverage, and property and casualty coverage through various insurance companies. These entities are affiliated and are owned by Mercer Advisors Inc. All expressions of opinion reflect the judgment of the author as of the date of recording and are subject to change. Some of the content provided comes from third parties that are not affiliated with Mercer Advisors. The information is believed to be accurate, but is not guaranteed or warranted by Mercer Advisors.This information is provided for informational purposes only and is not intended as and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any fund or security offered by Mercer Advisors. Any such offer can be made only via the relevant access fund's formal offering documents. This information is not intended to address the financial objectives, situation or specific needs of any individual investor. All investing involves risk including the possible loss of principal. Diversification does not ensure a profit or guarantee against loss. Investing in private funds is speculative and will entail substantial risks.For Qualified Purchasers Only.
Why Private Markets? | Mercer Advisors Mercer Advisors 2024-06-11 | Mercer Advisors CIO Don Calcagni discusses the two primary reasons private markets are important for qualified investors.---For financial consultants only, not for distribution to the public. “Mercer Advisors” is a brand name used by various legal entities including Mercer Global Advisors Inc., a SEC registered investment advisor; Regis Acquisition Inc a SEC registered investment advisor; Mercer Advisors Private Asset Management, Inc., a SEC registered investment advisor; Heim Young and Associates, Inc., (MA Brokerage Solutions) a broker dealer, member FINRA/SIPC; and Mercer Advisors Insurance Services, LLC (MAIS), an insurance agency providing individual life, disability, long-term care coverage, and property and casualty coverage through various insurance companies. These entities are affiliated and are owned by Mercer Advisors Inc. All expressions of opinion reflect the judgment of the author as of the date of recording and are subject to change. Some of the content provided comes from third parties that are not affiliated with Mercer Advisors. The information is believed to be accurate, but is not guaranteed or warranted by Mercer Advisors.This information is provided for informational purposes only and is not intended as and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any fund or security offered by Mercer Advisors. Any such offer can be made only via the relevant access fund's formal offering documents. This information is not intended to address the financial objectives, situation or specific needs of any individual investor. All investing involves risk including the possible loss of principal. Diversification does not ensure a profit or guarantee against loss. Investing in private funds is speculative and will entail substantial risks.For Qualified Purchasers Only.
529 Day Mercer Advisors 2024-05-29 | 🎓 Happy 5️⃣2️⃣9️⃣ Day! Are you making the most of your 529 plan benefits?From navigating state transitions to safeguarding your savings, Mercer Advisors has you covered.#529day #collegesavings #financialplanning
Inheritance Planning vs. Estate Planning Mercer Advisors 2024-05-24 | Many people incorrectly assume that an inheritance plan and an estate plan are the same thing, but an inheritance plan is just one part of an estate plan. While an inheritance plan spells out who gets what, an estate plan makes it legally enforceable. Also, estate plans can address other concerns not covered in inheritance plans, such as who makes medical decisions or pays bills if someone becomes incapacitated. In some circumstances, an inheritance plan can dictate who controls the beneficiary’s assets and for how long, which is an important consideration for people with younger beneficiaries.
6 Tips for Midyear Tax Maintenance Mercer Advisors 2024-05-24 | Your holistic health spans emotional, physical, and financial wellness. Your list of annual checkups probably includes visits to a doctor, a dentist, and an automobile mechanic, but it may not include a visit with your tax advisor outside of March or April.Our Senior Tax Advisor recommends talking with your tax advisor at midyear—here's a list of 6 essentials to keep in mind for year-round tax health.
Generational Financial Teachings | Mercer Advisors Mercer Advisors 2024-05-24 | Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services.
What to Consider When Looking for an Advisor Mercer Advisors 2024-05-17 | Looking for an advisor? Watch this.
Caregiving support for Mercer Advisors clients Mercer Advisors 2024-05-15 | Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services. More information about Wellthy, Chapter and our Strategic Partners may be found in our Form ADV 2A.
📈 Q2 2024 Market Outlook: The Fed, Stocks, Inflation, and Portfolios in an Election Year Mercer Advisors 2024-05-03 | Don Calcagni, Chief Investment Officer, and Kara Duckworth, Managing Director of Client Experience, devote this webinar to address critical topics, including:• The Federal Reserve: Are cuts coming? When?• Stocks: Will the all-time high continue?• Q2 Inflation: Will prices continue to rise, or will we start to see a decline?• Election Year: What are the market implications on your portfolio?--Investments are subject to market risk, including the possible loss of the money you invest. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy or product made reference to directly or indirectly, will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. Historical performance results for investment indexes and/or categories, generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark. Diversification does not ensure a profit or guarantee against a loss.This document may contain forward looking statements including statements regarding our intent, belief or current expectations with respect to market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside Mercer Advisors’ control.
Are Digital Assets the Right Fit for Your Portfolio? Mercer Advisors 2024-04-26 | What’s the difference between Bitcoin, blockchain, and digital assets?Digital assets include cryptocurrencies, stable coins, non-fungible tokens (NFTs), and almost anything that’s based on blockchain technology. Blockchain is a database of transactions. Lists of transactions are called blocks, and the transactions are linked in a specific order called a chain. The typical blockchain is also distributed and shared by many users or nodes in a network. Today, blockchain is used in a wide variety of settings, including banking, recordkeeping, voting systems, supply-chain management, cross-border payments, and real estate transactions.Digital assets that are issued using blockchain and cryptography are called crypto assets. A digital ledger on a peer-to-peer network allows users to validate or verify the transactions posted to the ledger. The validation process records each transaction and limits the generation of new units.Should I invest in Bitcoin?As part of an investment portfolio, Bitcoin requires a rationale. How large should the position be? If you view all of Bitcoin like an individual stock, it would have roughly the same market value as Tesla. Therefore, an investor could perhaps justify a 1.5% allocation in a U.S.-only portfolio, or a 0.75% allocation in a global portfolio. The bigger challenge in formulating an investment rationale is deciding what a fair price is for one bitcoin (or any other cryptocurrency). Is it the current value of more than $50,000? Or was it a year ago when the price was $25,000? There’s no way to determine the value based on fundamental analyses because there are no details about revenue and earnings available in quarterly reports. With Bitcoin, there’s not even a management team to talk with.Mercer Advisors is a fiduciary that’s required to put clients’ interests first while serving as trusted guardians of their wealth and financial plans. This responsibility demands that our investment recommendations meet a high standard. Bitcoin does not satisfy even the basic needs for sound investment rationale and ironclad ownership that can be defended in court. Therefore, it does not meet our standard for suitable investing.
Are Digital Assets the Right Fit for Your Portfolio? Mercer Advisors 2024-04-26 | What’s the difference between Bitcoin, blockchain, and digital assets?Digital assets include cryptocurrencies, stable coins, non-fungible tokens (NFTs), and almost anything that’s based on blockchain technology. Blockchain is a database of transactions. Lists of transactions are called blocks, and the transactions are linked in a specific order called a chain. The typical blockchain is also distributed and shared by many users or nodes in a network. Today, blockchain is used in a wide variety of settings, including banking, recordkeeping, voting systems, supply-chain management, cross-border payments, and real estate transactions.Digital assets that are issued using blockchain and cryptography are called crypto assets. A digital ledger on a peer-to-peer network allows users to validate or verify the transactions posted to the ledger. The validation process records each transaction and limits the generation of new units.
Financial Wisdom for the Next Generation: 5 Life Lessons from Grandparents Mercer Advisors 2024-04-19 | “When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old man around. But when I got to be twenty-one, I was astonished at how much he had learned in seven years.” – Mark TwainWhile it’s true that the wisdom of elders is often underappreciated until one has endured a few rites of passage, grandparents have a unique authority for imparting useful financial knowledge. In many cases, they can discuss money basics more easily because they don’t have a discipline-focused relationship with their grandchildren, like the parents do.
Invest Like a Woman - How to Find Success in Todays Financial World Mercer Advisors 2024-04-10 | Recent evidence suggests that women are taking charge of their finances earlier than in previous generations, making their own investment decisions, and often outperforming their male counterparts.#womenandwealth #womenandwealthwednesday #women
Invest Like a Woman - How to Find Success in Todays Financial World Mercer Advisors 2024-04-10 | Recent evidence suggests that women are taking charge of their finances earlier than in previous generations, making their own investment decisions, and often outperforming their male counterparts.
Connecting the Dots on Your Tax Plan Mercer Advisors 2024-04-07 | Tax planning is vital for everyone, from penny-pinchers to ultra-high-net-worth investors. #taxes #taxtime #tax #taxprep #taxplanning
Connecting the Dots on Your Tax Plan Mercer Advisors 2024-04-07 | Learn how our tax team can help, not only during tax season but year-round, and how tax planning is vital for everyone, from penny-pinchers to ultra-high-net-worth investors.
4 Tax Strategies for Maximizing Social Security Benefits Mercer Advisors 2024-04-06 | Calculation and taxation of Social Security benefits might seem mystifying, but there are 4️⃣ clear strategies for maximizing them while minimizing taxes. Check it out here.
4 Tax Strategies for Maximizing Social Security Benefits Mercer Advisors 2024-04-06 | Learn strategies for retirement that cover benefits taxation, income limits, Roth IRA conversions, and optimal age for Social Security.
Should You Max Out Your 401(k)? It Depends. Mercer Advisors 2024-04-03 | A workplace 401(k) is a great way to save for retirement. But you may not want to max out your contributions. Instead, there may be a better retirement planning strategy.
Should You Max Out Your 401(k)? It Depends. #finances #employeebenefits #401krollover Mercer Advisors 2024-04-03 | You should definitely contribute to a workplace 401(k) if you have one. But think twice before you max out your contributions.
5 Financial Mistakes Young Professionals Should Avoid Mercer Advisors 2024-03-31 | Discover 5 financial mistakes young professionals should avoid to pave the way for a better financial future.#finances #youngprofessionals #financialmistakes
5 Financial Mistakes Young Professionals Should Avoid #shorts #youngprofessional #mistakestoavoid Mercer Advisors 2024-03-31 | Young professionals: Discover 5 crucial strategies to help your proactive approach to personal finance.
