Uploaded March 2026 | Updated September 2026, 2 weeks ago
In todayâs video, Iâm sharing a complete, transparent breakdown of my hospital visit in the Philippines. Dealing with Bursitis can be painful, but how much does the treatment actually cost?
Whether you are an expat living in the Philippines, a digital nomad, or just curious about healthcare costs abroad, Iâm detailing every expense from my recent clinic visit.
Video Chapters
⢠00:00 Dealing with "water on the elbow" (Bursitis)
⢠01:44 Breakfast at Jollibee: The "No Pancake" mystery
⢠04:29 Visiting the public hospital in Camiling
⢠05:10 Back home: Breaking down the diagnosis and treatment
⢠07:55 Public Hospital Experience: Consultation and 1940s X-rays
⢠10:14 Cost Comparison: Public Hospital vs. Private Hospital
⢠11:01 Pharmacy Run: Mercury Drug vs. Hospital Pharmacy
⢠12:27 Prescription Price Breakdown: Steroids and Spray
⢠13:15 Future Healthcare Plans: PhilHealth and Expat Insurance
⢠14:02 Final thoughts and Jollibee "No Stock" rant
Key Takeaways
⢠Hospital Comparison: Interestingly, you found the private hospital to be cheaper and better equipped (modern X-ray machines) than the public one, though the difference was only a few hundred pesos [10:34].
⢠No-Insurance Reality: As an expat without private insurance, you pay out-of-pocket, but the costs remain relatively low (under $40 USD for an ER visit and treatment) [12:53].
⢠PhilHealth: You're in the process of being added as a dependent to your wife's PhilHealth coverage, which is the baseline government insurance in the Philippines [13:32].
⢠Diagnosis: After your hard work with landscaping and concrete, your elbow developed a swelling the size of a golf ball [06:45]. The doctor opted for a conservative treatment of oral steroids and a topical spray rather than draining the fluid [09:46].
⢠The Jollibee Paradox: You were told Jollibee was "no stock" on pancakes, yet they were able to serve you pancake sandwiches using the exact same pancakes [03:21].
If you found this breakdown helpful, please LIKE the video and SUBSCRIBE for more updates on life and costs in the Philippines!
#PhilippinesHealthcare #MedicalTourism #ExpatLife #Bursitis #HospitalCosts #LivingInThePhilippines #HealthcareCosts
In todayâs video, Iâm sharing a complete, transparent breakdown of my hospital visit in the Philippines. Dealing with Bursitis can be painful, but how much does the treatment actually cost?
Whether you are an expat living in the Philippines, a digital nomad, or just curious about healthcare costs abroad, Iâm detailing every expense from my recent clinic visit.
Video Chapters
⢠00:00 Dealing with "water on the elbow" (Bursitis)
⢠01:44 Breakfast at Jollibee: The "No Pancake" mystery
⢠04:29 Visiting the public hospital in Camiling
⢠05:10 Back home: Breaking down the diagnosis and treatment
⢠07:55 Public Hospital Experience: Consultation and 1940s X-rays
⢠10:14 Cost Comparison: Public Hospital vs. Private Hospital
⢠11:01 Pharmacy Run: Mercury Drug vs. Hospital Pharmacy
⢠12:27 Prescription Price Breakdown: Steroids and Spray
⢠13:15 Future Healthcare Plans: PhilHealth and Expat Insurance
⢠14:02 Final thoughts and Jollibee "No Stock" rant
Key Takeaways
⢠Hospital Comparison: Interestingly, you found the private hospital to be cheaper and better equipped (modern X-ray machines) than the public one, though the difference was only a few hundred pesos [10:34].
⢠No-Insurance Reality: As an expat without private insurance, you pay out-of-pocket, but the costs remain relatively low (under $40 USD for an ER visit and treatment) [12:53].
⢠PhilHealth: You're in the process of being added as a dependent to your wife's PhilHealth coverage, which is the baseline government insurance in the Philippines [13:32].
⢠Diagnosis: After your hard work with landscaping and concrete, your elbow developed a swelling the size of a golf ball [06:45]. The doctor opted for a conservative treatment of oral steroids and a topical spray rather than draining the fluid [09:46].
⢠The Jollibee Paradox: You were told Jollibee was "no stock" on pancakes, yet they were able to serve you pancake sandwiches using the exact same pancakes [03:21].
If you found this breakdown helpful, please LIKE the video and SUBSCRIBE for more updates on life and costs in the Philippines!
#PhilippinesHealthcare #MedicalTourism #ExpatLife #Bursitis #HospitalCosts #LivingInThePhilippines #HealthcareCosts



![An Honest Contractor Reveals the Truth About Building in the Philippines
Thinking about building your dream home or retiring in the Philippines? Finding a trustworthy, reliable contractor is one of the biggest challenges expats face. In this video, I sit down with Jeremiah Castillo from JLC Buildersâthe actual contractor who built my 115sqm bungalow right here in Tarlac.
Jeremiah opens up and shares the honest truth about the construction industry in the Philippines. We break down the biggest surprises foreigners face, how to protect your budget from hidden costs, and the exact materials you need to ensure your home survives tropical weather and heavy typhoons.
If you want to avoid getting ripped off and learn how to successfully work with a local building crew, this insider advice is an absolute must-watch before you break ground!
If you enjoyed this interview, please hit the LIKE button, SUBSCRIBE to the channel for more honest expat life content, and drop a comment below!
Connect With Us:
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Contact JLC Builders: https://www.facebook.com/share/1TD1NioaBB/?mibextid=wwXIfr
[00:00] - Introduction: How Jason Found Jeremiah on Facebook Marketplace
[00:54] - Meet Jeremiah: Education, Background, and Becoming a Contractor
[02:09] - Q1: The Biggest Surprises for Foreigners Building in the Philippines
[03:13] - Choosing Quality Materials: Machine-Made CHB vs. Handmade Blocks
[04:23] - Handling Building Permits and Local Government Paperwork
[05:08] - Q2: How to Avoid Hidden Costs & Protect Your Building Budget
[07:20] - Adding Extras to the Contract: Perimeter Walls, Carports, and Driveways
[10:25] - The Foreigner Skin Tax and Avoiding Overpriced Square-Meter Quotes
[12:35] - Q3: Important Materials and Practices for Typhoon-Proof Homes
[13:45] - Dealing with Rainy Season Drainage and Quick Post-Build Adjustments
[15:44] - How to Find a Reliable Local Contractor
[17:07] - Q4: Working as a Team and Managing Project Timelines
[18:31] - Managing International Cash Flow & Sending Construction Payments via Remitly
[19:57] - Handling Design Changes and Trusting Local Contractor Advice
[21:03] - Q5: The Number One Piece of Advice Before Breaking Ground on Empty Land
[22:17] - Securing Power, Water, and Drilling a Well Before Construction Starts
[24:11] - The Importance of Clear English Communication & On-Site Monitoring
[26:16] - JLC Builders Service Areas (Manila, Pampanga, Pangasinan) and Smaller Projects
[28:12] - Offering Free Build Cost Consultations for Expats Across the Philippines
[28:57] - Outro & Wrapping Up
#OurLifeInThePhilippines #BuildingInThePhilippines #ExpatLifePhilippines #PhilippineHouseBuild #MovingToThePhilippines #RetireInThePhilippines #ConstructionPhilippines An Honest Contractor Reveals the Truth About Building in the Philippines](https://i.ytimg.com/vi/lXCg7RoNPo4/mqdefault.jpg)


![Philippines Reality Check: Gas Prices, Heatwaves, and Chicken Drama
Life in the Philippines isnât always paradiseâespecially when diesel hits âą97.90, the heat climbs to 96°F, and your house starts cracking. In this video, we share real updates from our daily life in Central Luzon:⢠Gas prices thatâll shock U.S. viewers
⢠A brutal heatwave thatâs melting everything
⢠Our fluffy Silkie chickenâs latest antics
⢠A crack in our wall that might be a bigger problem than we thought
Whether youâre curious about expat life, Filipino cost of living, or just want a peek into our backyard drama, this video has it all.đŹ Drop a comment if youâve ever dealt with heat like thisâor cracked walls!
Video Chapters
⢠00:00 Saturday update: Gas prices hitting 100 Pesos/liter
⢠00:43 Heatwave Alert: Temperatures climbing into the high 90s
⢠01:05 Landscaping: Watering the 1,000sqm lot and grass growth
⢠01:52 Future DIY Projects: Concrete walkways and stone pavers
⢠03:31 Home Maintenance: Finding settling cracks in the walls
⢠04:43 Yard Cleanup: Taking down the old fence
⢠05:18 Contractor Issues: Fixing loose gate bolts and poor workmanship
⢠07:08 Chicken Drama: Dealing with a respiratory illness in the coop
⢠08:21 Nursing Pigpen back to health
⢠09:54 Mixing amoxicillin and vitamins for sick poultry
⢠11:39 Disinfecting the chicken pen
⢠12:18 Cost Analysis: Is raising chickens cheaper than buying meat?
⢠13:41 Closing thoughts and upcoming videos
Key Highlights
⢠Structural Settling: You discovered several hairline cracks in your walls [03:31], likely due to the house settling. Your contractor is scheduled to inspect them on Monday.
⢠Poultry Health: One of your Silky chickens, Pigpen, developed a common respiratory illness that causes eye swelling [08:04]. You are treating her with a mix of amoxicillin and Vitamin Pro [10:06].
⢠The Cost of Chickens: Interestingly, you noted that the high-quality feed (Integra 300 with Immuno-boosters) costs about 150 Pesos for 3kgâessentially the same price as buying a whole dressed chicken at the store [12:29].
⢠Weather Impact: The heat has become so intense that you can only work outside after 5:30 PM, and keeping the large lawn green requires watering twice a day [01:26].
đ Want more behind-the-scenes? Join our channel membership for exclusive updates and perks.
#PhilippinesLife #GasPrices #Heatwave #ChickenUpdate #HouseDamage #ExpatLife #CostOfLiving #FilipinoLife #SilkieChicken #TropicalLiving #DIYHomeCare #RealLifePhilippines Philippines Reality Check: Gas Prices, Heatwaves, and Chicken Drama](https://i.ytimg.com/vi/lmVFkNKzKo8/mqdefault.jpg)



