Free Budget Template for 2022: Two Income Household Getting Paid Bi-Weekly Stefani Ervin 2022-02-01 | Please use my Free Budget Template for 2022. This Budget template is for 2 incomes (a couple), and each person is getting paid every other week (bi-weekly).Link to Free Budget Template:docs.google.com/spreadsheets/d/1qPlLYfGe2iHiUSf5dqnghU4xrF9NlK8Nia_dxo5cTdE/edit To edit this budget, make a copy and save to your google drive. Please do not 'request access'. As I said in the video, if everyone has access to this exact sheet, we'll all be using the same sheet and writing over each others work. So you need to make a copy in order to edit. If you don't have a Google Account (Gmail), you can quickly create one here:accounts.google.com/signup/v2/webcreateaccount?flowName=GlifWebSignIn&flowEntry=SignUp&nogm=trueFind out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on instagram for more helpful Mortgage Loan information:@SErvin_CaliforniaNotes/Tips about this budget that I forgot to mention:-The parts of this budget that are intended to be edited are the cells that are highlighted light yellow. -If you want to remove any of the columns, highlight the column by selecting the letter of the column. Right click, then select 'hide'. If you 'delete', it will mess up the formulas and you'll get error codes. So please 'hide'.-Fun $: Don't edit this column. Your fun $ is the money that is left over. If you want more or less fun $, you'll have to increase or decrease something from your Debt or Savings column. -You can edit the dates that you receive your paychecks. Please leave a comment on this video if you have any questions. Chances are, another person will have the same question. Let me know in the comments if this is helpful, or if you would like to see a different budget. Let me know if you like this years budget or last years budget better!
You can do ANYTHING once you hit the lottery right? 🤔 Stefani Ervin 2022-09-16 | Every goal 🏆 needs a path, right? Or are we really just out here flyin by the seat of our pants, hoping our dreams 💭 will just miraculously come true? 🤔 . 🏡 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot 📞 949-395-3027📧 SErvin@loandepot.com.#howtobuyahouse #howtogetamortgage #mortgage #homeloan #firsttimehomebuyer #realestate #isitagoodtimetobuy #residentialrealestate #preapproval #preapproved #prequalified #prequalification #californialender #georgialender #mortgagelender #loanofficer #loanspecialist #loanoriginator
Get pre-qualified/pre-approved 6-12 months before you think you’ll be ready! Stefani Ervin 2022-09-15 | Comment 👀 below if you’re shocked to hear this! . 🏡 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot 📞 949-395-3027📧 SErvin@loandepot.com.#howtobuyahome #firsttimehomebuyer #homebuyingtips #mortgage #homeloan #whentogetoreapproved #whentogetprequalified #howtogetprequalified #howtogetpreapproved #californialender #californiamortgage #georgialender #georgiamortgage #realestate
Get pre-approved before you look at houses with your realtor. You need to know your budget first! Stefani Ervin 2022-09-15 | Realtors are amazing people. They wear SO many hats, and that makes them extremely busy individuals. It may seem fun to go look at houses with a realtor the moment you start thinking about buying a house…but what you SHOULD do first is get pre-approved. You’ve gotta start out by knowing your price range. . 🏠 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot 📞 949-395-3027📧 SErvin@loandepot.com.Shirt is from @cutswomen . 15% off code: stefani_homeloans #californiarealestate #firsttimehomebuyer #californialender #georgialender #californiamortgagelender #mortgageloans #buildingwealth #womeninrealestate #womeninfinance #homeloans #socal #homebuyingtips #prequalify #preapproval #prequalified #prequalification #preapproved #preapprovals #downpaymentassistance #howtobuyahouse
You’d be surprised how many people want to know how much they can afford but not tell me key info. Stefani Ervin 2022-09-13 | Kinda hard to pre-qualify or pre-approve you without knowing your debt, income & desired ownership type (primary, secondary or investment). You’d be surprised how many people get their panties in a bunch once I start asking for more information. .🏠 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot - Tustin, CA📞 949-395-3027📧 SErvin@loandepot.com.#homeownertips #homeownerlife #californiarealestate #homeowners #firsttimehomebuyer #californialender #georgialender #californiamortgagelender #mortgageloans #teamloandepot #oclender #buildingwealth #womeninrealestate #womeninfinance #homeloans #socal #homebuyingtips #prequalify #preapproval #prequalified #prequalification #preapproved #preapprovals #downpaymentassistance
Being a tourist in our own city! Stefani Ervin 2022-09-12 | Our friend from Georgia came to visit for a few days! So we became tourists in our own city 😊 Train was about $46 round trip per person. Entrance to San Juan Mission was about $14 per person. Let me know if you have any other day adventures we should check out!! .#amtrak #pacificsurfliner #pacificsurflineramtrak #sanjuancapistrano #missionsanjuancapistrano #californiamissions #oldtownsandiego #touryourcity #touryourcitylikeatourist #mortgagelender #californialender
Talk to me first. I’ll tell you if your DTI ratio has room to add a furniture or car payment. Stefani Ervin 2022-09-08 | If you’re serious about buying a home, it’s always best to connect with me before opening up new lines of credit. Some people will be in a situation where they CAN afford to add some debt while they are shopping. But in most cases, adding debt while house shopping will reduce your buying power. Also! 💵 in the form of cash, saved in a box in the closet or under the mattress (aka not in a bank where we can trace/source the deposits)…unfortunately we can’t use those funds for the purchase of a home. Why? Because we can’t prove that the cash hasn’t come from an illegal source. Solution: deposit that cash into a bank account, depending on the situation, I’ll tell you how long your cash needs to be in the account before we can consider it “seasoned” and be able to use it. Sometimes it’s just a couple months, other times it can be longer. .🏡 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot - Tustin, CA📞 949-395-3027📧 SErvin@loandepot.com.Shirt is from Cuts Clothing - Women. 15% off code: stefani_homeloans #homeownertips #homeownerlife #californiarealestate #homeowners #firsttimehomebuyer #californialender #georgialender #californiamortgagelender #mortgageloans #teamloandepot #oclender #buildingwealth #womeninrealestate #womeninfinance #homeloans #socal #homebuyingtips #prequalify #preapproval #prequalified #prequalification #preapproved #preapprovals #downpaymentassistance
Will that robot call the sellers agent to reassure them you’re a very qualified buyer? Stefani Ervin 2022-09-07 | Will a computer also then call the sellers agent once you place your offer and tell them that you’re a very qualified buyer and they don’t foresee any issues getting to closing? Will that robot send your file to underwriting and get you an initial approval?Will that online robot give you options?Does that robot care what your plan is with the property and give you a strategic plan? Will that robot give you quotes before you see properties and before you get into contract? .🏡 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot - Tustin, CA📞 949-395-3027📧 SErvin@loandepot.com.Shirt is from Cuts Clothing - Women. 15% off code: stefani_homeloans #homeownertips #homeownerlife #californiarealestate #homeowners #firsttimehomebuyer #californialender #georgialender #californiamortgagelender #mortgageloans #teamloandepot #oclender #buildingwealth #womeninrealestate #womeninfinance #homeloans #socal #homebuyingtips #prequalify #preapproval #prequalified #prequalification #preapproved #preapprovals
Which loan type have you been researching most? Stefani Ervin 2022-09-06 | Which Loan Type have you been researching the most?.🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot - Tustin, CA📞 949-395-3027📧 SErvin@loandepot.com.Shirt is from @cutswomen. 15% off code: stefani_homeloans. .#mortgageloans #typesofloans #californialender #firsttimehomebuyer #lakeforest #costamesa #irvine #missionviejo #alisoviejo #orangecountyloans
Save this! This is different from “credit repair”. Credit repair costs $, a REscore with me doesn’t Stefani Ervin 2022-09-01 | This is NOT “credit repair”. Credit repair is when your score is low enough that you need a Credit Repair Professional to dig way deeper and help you bring your score up significantly. You do often have to pay that professional usually less than $100/mo just for the few months that they help you. The tool I’m talking about in this video (“What-if Simulator” and doing a “RE-score”) is free and it’s something I help you with, I don’t refer you to anyone else for this. This tool is mainly for people who have sufficient credit scores for a program but maybe they want to get their score higher just for the purpose of getting a better Interest Rate on their loan. .🏡 Buyers: I’m just a phone call away from you finding out if you’re ready to buy a home and or how much you could afford. I will walk you through the entire process. Click the link in my bio to schedule a call with me. Or just text me ☺️ Let’s chat! 🔑 Agents: I have a great team that gets us through to closing. I’m happy to brainstorm marketing ideas and co-host Open Houses. Click the link in my bio to schedule a call with me or book me for your open house. Or just text me ☺️. Let’s chat! 🔆Stefani Ervin ▫️Mortgage Lender▫️Licensed: California, Georgia▫️LoanDepot - Tustin, CA📞 949-395-3027📧 SErvin@loandepot.com.#creditrepair #creditscore #creditrescore #mortgagetips #interestrate #mortgagetools #firsttimehomebuyer #howtobuyahouse #caniqualifyforamortgage #socallender #norcallender #mortgagelender #orangecounty #sandiego #losangeles #sanfrancisco #alameda #californialender #georgialender #fultoncounty #atlanta #atlantamortgage
Truly. We thought we had to move out of CA. #firsttimehomebuyer #mortgage Stefani Ervin 2022-08-31 | ...
Awesome program for #buyers, #sellers & #realtors !#loandepot #mortgage #realestate #homebuyingtips Stefani Ervin 2022-08-30 | ...
Comment below what examples you’d like to see! #realestate #firsttimehomebuyer #mortgagelender Stefani Ervin 2022-08-27 | ...
Homes appreciate at LEAST 4% YOY! #realestateinvesting #homebuyingtips #appreciation #savings Stefani Ervin 2022-08-26 | ...
Cost of waiting to buy a home. Thoughts? #howtobuyahouse #mortgage #homeloan #firsttimehomebuyer Stefani Ervin 2022-08-23 | ...
How to buy a house (16 Steps) - Infographic. Save it on Pinterest. Read details on my website 🤍 Stefani Ervin 2022-08-21 | ...
Watch to the end to see which bank act to use for the ‘Cash To Close’. #cutsclothing #Self-employed Stefani Ervin 2022-08-17 | ...
Check with me before submitting offers! #mortgage #howtobuyahouse #homeloan #californialender Stefani Ervin 2022-08-12 | ...
I’ve got a tool: Rate/Payment/Purchase Price/Affordability. I can tell you how much you can afford. Stefani Ervin 2022-08-05 | ...
Homes typically appreciate in value quicker than we can save in cash. #realestate #mortgage Stefani Ervin 2022-07-30 | ...
Real Estate Throughout a Lifetime (Upsize Strategy) Stefani Ervin 2022-04-20 | In this video I give 4 examples of 4 different homes you might own throughout your lifetime and how you can start to create generational wealth just by owning 1 property at a time:1.) Your First property - Townhome / Condo2.) Your First Home - Single Family3.) Your Dream Home4.) Your Retirement / Downsize HomeWant to find out how much you can afford?Get pre-qualified, click the link below:https://www.loanDepot.com/servin Follow my Instagram for more Mortgage tips and knowledge: @SErvin_California
2022 Google Sheet Budget for Single Income Receiving a Bi-Weekly Paycheck Stefani Ervin 2022-03-08 | Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified. Then send me a Direct Message on Instagram letting me know your name and that you filled out an application. I will review your file and get back to you with your status/eligibility. www.LoanDepot.com/SErvinFollow me on INSTAGRAM for more helpful Mortgage Loan information:@SErvin_CaliforniaClick the link to the document below and open it in a new window. Watch this video while editing your own budget. Let me know in the comments below what other budgets/trackers you find yourself needing help with. I'll be glad to make one and create a video about it!Link to the Document: docs.google.com/spreadsheets/d/1-JybSLe7d28pzd_AAnofpL4f0f48XF3onsmRpDxM5ug/edit?usp=sharing If you don't have a Google Account(Gmail), you can create one here:accounts.google.com/signup/v2/webcreateaccount?flowName=GlifWebSignIn&flowEntry=SignUp&nogm=true
Bi-Weekly Paycheck Recipients | You get paid 2 extra paychecks every year! | Peace of the Pie Stefani Ervin 2021-01-29 | loandepot.com/servin Do you get paid bi-weekly (AKA every other week)?Did you know that you get 2 EXTRA paychecks every single year?10 months out of the year, you get 2 paychecks. But 2 months out of the year, you get 3 paychecks! In this video I explain how to figure out which months you get your extra paychecks, and I show you how to budget that paycheck.Comment below which months you get your extra paychecks and let me know what you'll do with the money I just helped you find! Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on instagram for more helpful Mortgage Loan information:@SErvin_CaliforniaWatch my previous video to learn how to use the bi-weekly paycheck budget I provide in this video here: youtu.be/AgxVFigS-y8Link to bi-weekly budget using google sheets (watch 'Peace Of The Pie | Google Sheet Budget | Single Income | Bi-Weekly Paycheck' to learn how to edit the document : youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbEJmWnprWEM2S01OeHpEaXF6a0hzSHBnbHpXUXxBQ3Jtc0ttc3U1eGZ5Y3AxcFpSQVliU20zTVh1Sm82NW15Ty1wZGRPMGRIVkl2bjNWYVZBdHNvUG1aUEplWUp2MVowdVozVGwyVl8zT3N6dXpsQWs5MV9zZTVEMDhIWVFLdkpfVG9ObDdqdE4wZEdHYUpaNXd4UQ&q=https%3A%2F%2Fdocs.google.com%2Fspreadsheets%2Fd%2F1bnePDol0Mf0Rhce067rnvFd4lqhBXFPD3xNs4LXe6sE%2Fedit%3Fusp%3Dsharing If you don't have a Google Account(Gmail), you can quickly create one here:youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbkg5ZXFBWFBpTVNXYlUzZkdFUnNqQnBjX3J6QXxBQ3Jtc0trdkhiNFhuNkNVU2t3NEl2bDNxQndURGt0OEFNcm9jcklFcVNVMnBHcU5ocGdzMHVnTEc3SlIzcWY3MG4zZE83WUJYcm13SGJpNzZ0aWh2M3pud1hBNVdtLVlldm9wbFlCWG4tN0x5M0VOSC1oUjk0TQ&q=https%3A%2F%2Faccounts.google.com%2Fsignupwithoutgmail
Peace Of The Pie | Google Sheet Budget | Single Income | Monthly Paycheck Stefani Ervin 2020-05-19 | Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on INSTAGRAM for more helpful Mortgage Loan information:@SErvin_CaliforniaHere's another PEACE OF THE PIE Video for you. This time I took the 'Bi-Weekly Paycheck' Video and changed it to a Monthly Paycheck Budget. Click the link below to open the budget and follow along as you watch this video. Please let me know in the comments what other types of budgets you would like to see! Here is the Link to this Monthly Paycheck Budget: docs.google.com/spreadsheets/d/1MUo13mZmwoaKVsNeeI_16gnxpS4G8g4babPijuMT_zg/edit?usp=sharingIf you don't have a Google Account(Gmail), you can quickly create one here:accounts.google.com/signup/v2/webcreateaccount?flowName=GlifWebSignIn&flowEntry=SignUp&nogm=true
Peace Of The Pie | Google Sheet Budget | Single Income | Bi-Weekly Paycheck Stefani Ervin 2020-05-05 | Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on INSTAGRAM for more helpful Mortgage Loan information:@SErvin_CaliforniaHere's the first video of my new series 'Peace of the Pie'. My goal is to create easy-to-use tools that will help people master their Budgets and get their own 'Peace of the Pie. Click the link to the document below and open it in a new window. Watch this video while editing your own budget. Let me know in the comments below what other budgets/trackers you find yourself needing help with. I'll be glad to make one and create a video about it!Link to the Document: docs.google.com/spreadsheets/d/1bnePDol0Mf0Rhce067rnvFd4lqhBXFPD3xNs4LXe6sE/edit?usp=sharing If you don't have a Google Account(Gmail), you can quickly create one here:accounts.google.com/signupwithoutgmail
2 Simple Tips to Get Out of Debt and Create a Budget Stefani Ervin 2020-04-14 | Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on instagram for more helpful Mortgage Loan information:@SErvin_CaliforniaIf you THINK you might be too far into debt, you probably are. Here's my first video about budgets. Two equally important skills are: tracking/minimizing your debt & creating/following your budget. I've shared my screen with you and showed you how to use google excel spreadsheets to create a debt tracker as well as create a super simple budget. My goal is to help you find your financial freedom.As mentioned in this video, my husband and I just started our podcast! Be sure to watch that here: youtu.be/r8a9An0m3Pc
#1 Intro to my Channel Stefani Ervin 2020-04-06 | Find out more about getting a Mortgage Loan in California. Fill out an application to get Pre-Qualified.www.LoanDepot.com/SErvinFollow me on instagram for more helpful Mortgage Loan information:@SErvin_CaliforniaWelcome to my Youtube Channel! Help me choose what to make my next video about. Comment below which topic you want to see.
