Uploaded August 2026 | Updated September 2026, 2 weeks ago
💳 CardPointers: cardpointers.com/fern93
👉 Airpods Pro 3: amzn.to/4hzbUQ3 (New Low $189)
⌚ Apple Watch Series 11: amzn.to/4hUGNOM (Starts at $299!)
🏔️ Apple Watch Ultra 3: amzn.to/4fYT6ac (Starts at $699!)
📱 iPhone 17 Pro: amzn.to/4wikhmG
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🔋 Best Ultra Slim MagSafe Charger: tidd.ly/4u77rrm
🔋Best Travel Power Bank Under $80!: amzn.to/4yufUHA
Best Travel USB-C Hub: amzn.to/4bh12Ck
Does Apple Upgrade make Apple Card Monthly Installments obsolete? In this video, I compare Apple’s new Klarna-backed leasing program with traditional 0% Apple Card financing to determine which option makes the most sense.
We’ll break down monthly costs, ownership, Daily Cash, credit approval, eligible products, lease buyouts, and the possibility that ACMI could disappear after Chase takes over Apple Card. Using the iPhone 17 Pro as an example, Apple Upgrade lowers the monthly payment—but financing gives you full ownership from day one.
Which would you choose: Apple Card financing, Apple Upgrade, or paying outright? Let me know below!
Subscribe and help us reach 1 million subscribers by the end of the year!
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## Subscribe to our Podcast
youtube.com/playlist?list=PLP3DOW_eX2AwO_whrINOi-TuAdgsSR83i
podcasts.apple.com/us/podcast/9to5mac-overtime/id1727206360
## Follow Fernando
twitter.com/nandoprince93
⏱️ Timestamps
00:00 Apple Card vs. Apple Upgrade
01:05 What we’re comparing
01:22 Apple Card Monthly Installments explained
01:38 Apple Card financing benefits
03:02 Apple Upgrade explained
04:14 Comparing the monthly costs
05:30 Longer lease terms for Macs and iPads
06:08 Where Apple Card financing still wins
06:54 Could Chase eliminate Apple Card financing?
07:46 Which option should you choose?
08:58 Is Apple Card financing becoming obsolete?
09:15 Final thoughts
#AppleCard #AppleUpgrade #iPhone17Pro #Apple #personalfinance
## Affiliate disclaimer
FTC: We use income-earning affiliate links and participate in the Amazon Services LLC Associates Program. For more details, visit: 9to5mac.com/about/#affiliatenetwork
💳 CardPointers: cardpointers.com/fern93
👉 Airpods Pro 3: amzn.to/4hzbUQ3 (New Low $189)
⌚ Apple Watch Series 11: amzn.to/4hUGNOM (Starts at $299!)
🏔️ Apple Watch Ultra 3: amzn.to/4fYT6ac (Starts at $699!)
📱 iPhone 17 Pro: amzn.to/4wikhmG
➡️ Kuxiu D5 3 in 1 Charger: kuxiu.co/collections/qi2-2/products/kuxiu-d5-charging-station?ref=bjyfkxdn
🔋 Best Ultra Slim MagSafe Charger: tidd.ly/4u77rrm
🔋Best Travel Power Bank Under $80!: amzn.to/4yufUHA
Best Travel USB-C Hub: amzn.to/4bh12Ck
Does Apple Upgrade make Apple Card Monthly Installments obsolete? In this video, I compare Apple’s new Klarna-backed leasing program with traditional 0% Apple Card financing to determine which option makes the most sense.
We’ll break down monthly costs, ownership, Daily Cash, credit approval, eligible products, lease buyouts, and the possibility that ACMI could disappear after Chase takes over Apple Card. Using the iPhone 17 Pro as an example, Apple Upgrade lowers the monthly payment—but financing gives you full ownership from day one.
Which would you choose: Apple Card financing, Apple Upgrade, or paying outright? Let me know below!
Subscribe and help us reach 1 million subscribers by the end of the year!
Join this channel to get access to perks:
youtube.com/channel/UChjRM_qQAaOAiLNbOGbYcRA/join
## Subscribe to our Podcast
youtube.com/playlist?list=PLP3DOW_eX2AwO_whrINOi-TuAdgsSR83i
podcasts.apple.com/us/podcast/9to5mac-overtime/id1727206360
## Follow Fernando
twitter.com/nandoprince93
⏱️ Timestamps
00:00 Apple Card vs. Apple Upgrade
01:05 What we’re comparing
01:22 Apple Card Monthly Installments explained
01:38 Apple Card financing benefits
03:02 Apple Upgrade explained
04:14 Comparing the monthly costs
05:30 Longer lease terms for Macs and iPads
06:08 Where Apple Card financing still wins
06:54 Could Chase eliminate Apple Card financing?
07:46 Which option should you choose?
08:58 Is Apple Card financing becoming obsolete?
09:15 Final thoughts
#AppleCard #AppleUpgrade #iPhone17Pro #Apple #personalfinance
## Affiliate disclaimer
FTC: We use income-earning affiliate links and participate in the Amazon Services LLC Associates Program. For more details, visit: 9to5mac.com/about/#affiliatenetwork
