Uploaded June 2021 | Updated September 2026, 3 weeks ago

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Amit Seru offers recommendations to reduce the challenges facing the banking sector and answers frequently asked questions about regulations. What are regulators supposed to do when new entities go beyond the bounds of what was previously regulated? Is countercyclical regulation effective?

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This lecture was recorded in the fall of 2019, before the COVID-19 pandemic.

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Additional resources:

Listen as Amit Seru discusses modern financial intermediation. Available here: bit.ly/3gbnAIj

Listen as Amit Seru talks about the growth of shadow banks, the increased regulatory burden faced by traditional banks, and the financial technology adopted by shadow banks. Available here: bit.ly/3cx63YQ

Read “Regulation of the Mortgage Market Must Consider Shadow Banks” by Amit Seru. Available here: stanford.io/3xf6Cic

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