Uploaded March 2026 | Updated September 2026, 3 weeks ago
Most people build their retirement plan around housing, travel, and daily expenses—but they completely underestimate one of the biggest costs they’ll face. Today, I’m breaking down the most commonly overlooked retirement expense: healthcare. A lot of retirees assume Medicare will cover everything at 65, but that’s far from reality. I’ll walk you through what Medicare actually costs, what it doesn’t cover, and how premiums, supplements, and out-of-pocket expenses can quietly add up to thousands each year. By the end, you’ll see why missing this one category can throw off your entire retirement plan—and what you should be budgeting instead.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Most people build their retirement plan around housing, travel, and daily expenses—but they completely underestimate one of the biggest costs they’ll face. Today, I’m breaking down the most commonly overlooked retirement expense: healthcare. A lot of retirees assume Medicare will cover everything at 65, but that’s far from reality. I’ll walk you through what Medicare actually costs, what it doesn’t cover, and how premiums, supplements, and out-of-pocket expenses can quietly add up to thousands each year. By the end, you’ll see why missing this one category can throw off your entire retirement plan—and what you should be budgeting instead.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
