Uploaded May 2026 | Updated September 2026, 3 weeks ago
Start early, not big. A custodial Roth IRA, a properly funded 529, and strategic gifting can create generational wealth long before a child lands their first real job. Time is the superpower here. Small contributions in teenage years can compound into seven figures decades later, while unused education savings can even roll into retirement accounts under new rules. The greatest wealth transfer isn’t inheritance, it’s time plus compounding.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Start early, not big. A custodial Roth IRA, a properly funded 529, and strategic gifting can create generational wealth long before a child lands their first real job. Time is the superpower here. Small contributions in teenage years can compound into seven figures decades later, while unused education savings can even roll into retirement accounts under new rules. The greatest wealth transfer isn’t inheritance, it’s time plus compounding.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
